Hamilton County property record for 8168 Startinggate Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,923 sqft · built 1996 |
| Lot Size | 0.544 acres (23,697 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,000 (May 2019) |
| Tax Bill | $10,850 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0012-0070-00 |
| Primary APN | 600-0012-0070-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,923 sqft Living Area |
| Gross Area | 5,336 sqft |
| 1st Floor Area | 1,663 sqft |
| 2nd Floor Area | 1,260 sqft |
| Basement Area | 1,663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 23,697 sqft (0.544 acres) |
| Lot Dimensions | 153 ft deep x 45.5 ft wide |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8168 STARTINGGATE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | STARTINGGATE LN LOT 74 45.48 X 153.73 IRR STERLING RUN FARM SUB BL B |
| Legal Subdivision | STERLING RUN FARM SUB |
| Legal Block | B |
| Legal Lot Number | 74 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22302 |
8168 Startinggate Ln is owned and occupied by two individuals who bought it in May 2019.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8168 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK |
| May 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Oct 20, 2017 | Intrafamily Transfer, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Jul 1, 1997 |
| Deed Document Number | 201938456 |
| Deed Book / Page | 13920 / 2046 |
| Prior Transfer Date | Apr 16, 2010 |
| Prior Transfer Doc | 0000000495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8168 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015220 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 14348/272 |
| Instrument | 2021-0015220 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8168 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000022089 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8168 STARTINGGATE LN CINCINNATI OH 452491273, CINCINNATI, OH 45249-1273 |
| Document Number | 0000022089 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 014118/001359 |
| Instrument | 22089 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 17, 2019 |
| Property Address | 8168 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000038456 |
| Book / Page | 13920 / 02046 |
| Map Reference | MB 302 PG 77-81 |
| Instrument Date | May 10, 2019 |
| Instrument | 2019-0038456 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,668.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000038457 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019-0038457 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 20, 2017 |
| Property Address | 8168 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000006332 |
| Book / Page | 13528 / 00290 |
| Map Reference | MB 302 PG 77 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 17-0096332 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000006334 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 17-0096334 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
The 2025 property tax bill for 8168 Startinggate Ln was $10,850, up 16.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,850.00 (+16.35%) | $201,422 (-) Land $46,305 Building $155,117 | $575,490 Land $132,300 Building $443,190 |
| 2024 | $9,325.00 (-0.3%) | $201,422 (-) Land $46,305 Building $155,117 | |
| 2023 | $9,353.00 (+10.59%) | $201,422 (+38.01%) Land $46,305 Building $155,117 | $575,490 Land $132,300 Building $443,190 |
| 2022 | $8,457.00 Homeowner's exemption | $145,950 Land $45,885 Building $100,065 | |
| 2020 | $417,000 Land $131,100 Building $285,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8168 Startinggate Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8168 Startinggate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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