Van Buren County property record for 81408 White Oak Dr, Decatur, MI 49045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,274 sqft · built 1980 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,591 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-08-063-042-00 |
| Primary APN | 80-08-063-042-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,274 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 141 ft deep x 200 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 81408 WHITE OAK DR |
|---|---|
| City | DECATUR |
| State | MI |
| Zip | 49045-9174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 866-672 827-943 474-O42 17-4-14 LOT 42 OAKVIEW ESTATES |
| Legal Subdivision | OAKVIEW ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | VAN BUREN MI |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 11601 |
81408 White Oak Dr is owned and occupied by an individual.
Source: Van Buren County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81408 WHITE OAK DR, DECATUR, MI 49045-9174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN BUREN MI |
| Property Address | 81408 WHITE OAK DR, DECATUR, MI 49045-9174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 1690/0671 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 1690/0671 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
The 2025 property tax bill for 81408 White Oak Dr was $3,591 with a homeowner's exemption, up 2.7% from the year before.
Source: Van Buren County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Van Buren County |
| County Subdivision | Decatur Township |
| Unified School District | Decatur Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,900 (+1.92%) | $317,800 (+1.92%) | |
| 2025 | $3,591.00 (+2.75%) Homeowner's exemption | $155,900 | $311,800 |
| 2024 | $3,495.00 | ||
| 2023 | $138,400 | $276,800 | |
| 2020 | $2,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81408 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81408 White Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Midwest Energy & Communications.
5G (outdoors only) and 4G LTE
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