81316 White Oak Dr, Decatur, MI 49045 Property Records

Van Buren County property record for 81316 White Oak Dr, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,682 sqft · built 2000
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$14,900 (Nov 1999)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`80-08-063-041-00`

Property Details

APN / Parcel Number

Primary APN	`80-08-063-041-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft
Basement Area	1,682 sqft
Unfinished Basement	1,682 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	27,007 sqft (0.62 acres)
Lot Depth	188 ft Depth
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	81316 WHITE OAK DR
City	DECATUR
State	MI
Zip	49045-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	474-O41 17-4-14 1267-333 * LOT 41. OAKVIEW ESTATES. *** SPLIT ON 4 NOVEMBER 1999 FROM 80-08-063-001-09 FOR 2000.
Legal Subdivision	OAKVIEW ESTATES
Legal Lot Number	41
Jurisdiction	VAN BUREN MI
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3025
Census Tract	11601

Owner

81316 White Oak Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	81316 WHITE OAK DR, DECATUR, MI 49045-9174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Intrafamily Transfer, Transfer
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF DECATUR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 1999 · Amount on File
Deed Sale	Nov 4, 1999 · Amount on File
Deed Book / Page	1267 / 333
Last Transfer Date	Jan 30, 2026
Transfer Doc	001788/963
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Feb 6, 2026
Property Address	81316 WHITE OAK DR, DECATUR, MI 49045-9174
Document Number	001788/963
Book / Page	1788 / 963
Map Reference	LB 7 PG 89
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81316 WHITE OAK DR, DECATUR, MI 49045-9174

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	81316 WHITE OAK DR, DECATUR, MI 49045-9174

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	81316 WHITE OAK DR, DECATUR, MI 49045-9174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1689/0110
Date	Sep 9, 2019
Book Page	1689/0110

Lender

Name	FIRST STATE BANK OF DECATUR
Type	Bank
Address	DECATUR, MI 49045

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81316 White Oak Dr was $3,329 with a homeowner's exemption, up 2.7% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Decatur Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (+3.69%)	$360,000 (+3.69%)
2025	$3,329.00 (+2.75%) Homeowner's exemption	$173,600	$347,200
2024	$3,240.00
2023		$150,200	$300,400
2020	$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81316 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81316 White Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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