803 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 803 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,448 sqft · built 1906
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2020)
Tax Bill	$2,034 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2012 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-013.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-013.000-023`
Alternative APN	`01610281146`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,448 sqft Living Area
Basement Area	1,224 sqft

Exterior

Year Built	Built 1906
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610281146
Street Address	803 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	49 1/2 FT S SIDE 3RD ST 154 1/2 FT DEEP MID PT E SIDE FARM LOT 19 2ND ST FARM LOT 15 37 3E
Legal Range	03E
Legal Township	37
Legal Section	15
Legal Subdivision	M W STOKES SURV
Legal Lot Number	19,15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10120 JEFFERSON RD, OSCEOLA, IN 46561-9553
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Mar 27, 2012	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Mar 27, 2012
Deed Document Number	0002041105
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 31, 2020
Property Address	803 E 3RD ST, MISHAWAKA, IN 46544-2236
Document Number	0002041105
Map Reference	PB 1 PG 69
Instrument Date	Dec 23, 2020
Instrument	2041105
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 JEFFERSON RD, OSCEOLA, IN 46561-9553

Mortgage

Document Number	0002041106
Date	Dec 31, 2020
Instrument	2041106

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 27, 2012
Property Address	803 E 3RD ST, MISHAWAKA, IN 46544-2236
Document Number	0001208550
Map Reference	PB 9 PG 15B
Instrument Date	Mar 19, 2012
Instrument	1208550
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 3RD ST, MISHAWAKA, IN 46544-2236

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,800 (+45.03%) Land $28,000 Building $120,800	$148,800 (+45.03%) Land $28,000 Building $120,800
2024	$2,034.00 (-15.53%)
2023	$2,408.00 (+0.5%)	$102,600 (-) Land $8,500 Building $94,100	$102,600 (-) Land $8,500 Building $94,100
2022	$2,396.00	$102,600 Land $8,500 Building $94,100	$102,600 Land $8,500 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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