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813 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 813 Main St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 1983
Lot Size0.682 acres (29,691 sqft)
OwnerIndividual Name on Record
Last Sale$17,500 (Sep 2019)
Tax Bill$5,085 (2025)
Deeds & MortgagesMar 2021 Transfer
Sep 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-590-0081-0

Property Details

APN / Parcel Number

Primary APNC56-000-590-0081-0
Alternative APNs
  • 00-2S-22-1650-000A-0120
  • 22S2001650000A0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,590 sqft Living Area
Gross Area2,885 sqft
1st Floor Area1,590 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area29,691 sqft (0.682 acres)
Lot Width150 ft Width
Garage TypeAttached
Garage Area720 sqft
PorchFlorida Room
Porch Area479 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address813 MAIN ST
CityDESTIN
StateFL
Zip32541-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORENO ACRES LOT 12 BLK A LESS BEG NE COR OF LOT 12 S 27 DEG W 17.47 FT N 51 DEG W 142.93 FT N 27 DEG E 12.11 FT TO SW COR LOT 1 BLK A S 53 DEG E 141.95 FT TO POB
Legal SubdivisionMORENO ACRES
Legal BlockA
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1008
Census Tract23305

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address813 MAIN ST, DESTIN, FL 32541-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Quit Claim Deed, Transfer
ACCOMMODATION
Sep 18, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleApr 10, 2019 · Amount on Record
Deed Document Number20193305606
Deed Book / Page3419 / 2962
Last Transfer DateMar 22, 2021
Transfer Doc0035334467
Record UpdatedSep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMar 22, 2021
Property Address813 MAIN ST, DESTIN, FL 32541-1818
Document Number0035334467
Book / Page3533 / 4467
Map ReferenceMB 2 PG 165
Instrument DateMar 22, 2021
Instrument3439914
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1241 AIRPORT RDA, 1241, DESTIN, FL 32541

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 MAIN ST, DESTIN, FL 32541-1818

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 18, 2019
Property Address813 MAIN ST, DESTIN, FL 32541-1818
Document Number0034192962
Book / Page003419 / 002962
Instrument DateSep 9, 2019
Instrument3305606
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$122.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 KELL AIRE CT DESTIN FL 325412643, DESTIN, FL 32541-2643

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 10, 2019
Property Address813 MAIN ST, DESTIN, FL 32541-1818
Document Number0033930520
Book / Page003393 / 000520
Instrument DateApr 5, 2019
Instrument3270352
Transaction TypeTransfer
Record UpdatedMay 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$262.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1241 AIRPORT RD #A DESTIN FL 325412954, A, DESTIN, FL 32541-2954

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,085.00 (+3.48%) Homeowner's exemption Senior Citizen's exemption$491,422 (+3.96%) Land $185,619 Building $305,803$491,422 (+3.96%) Land $185,619 Building $305,803
2023$4,914.00 (-5.55%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$472,688 (+9.47%) Land $168,422 Building $304,266$472,688 (+9.47%) Land $168,422 Building $304,266
2022$5,203.00$431,789 Land $153,111 Building $278,678$431,789 Land $153,111 Building $278,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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