Okaloosa County property record for 714 Main St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,486 sqft · built 1981 |
| Lot Size | 0.238 acres (10,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Sep 1998) |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4876-9 |
| Primary APN | C56-000-590-4876-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,486 sqft Heated Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,486 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,382 sqft (0.238 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Enclosed Porch |
| Porch Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 714 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE VILLAGE LOT 2 BLK E |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | LAKESIDE VILLAS |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
714 Main St is owned and occupied by an individual who acquired it in February 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 714 MAIN ST, DESTIN, FL 32541-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 29, 2024 | Intrafamily Transfer, Transfer |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit EGLIN FCU |
| Jan 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Sep 25, 1998 · Amount on File |
| Deed Sale | Sep 25, 1998 · Amount on File |
| Deed Document Number | 0021811783 |
| Deed Book / Page | 002S2 |
| Last Transfer Date | Feb 29, 2024 |
| Transfer Doc | 0003673724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 714 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0003673724 |
| Map Reference | MB 5 PG 142 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 3673724 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 714 MAIN ST, DESTIN, FL 32541-1817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 714 MAIN ST, DESTIN, FL 32541-1817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 714 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0036090989 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 3609/989 |
| Instrument | 3533131 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 714 MAIN ST, DESTIN, FL 32541-1817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034372804 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 3437/2804 |
| Instrument | 3329048 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 39255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 714 Main St was $1,347 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 Homeowner's exemption | $152,835 | $321,069 Land $114,387 Building $206,682 |
| 2023 | $1,262.00 (+3.1%) Homeowner's exemption | $144,202 (+3%) | $313,939 (+7.08%) Land $103,789 Building $210,150 |
| 2022 | $1,224.00 Homeowner's exemption | $140,002 | $293,194 Land $94,354 Building $198,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 Main St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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