Okaloosa County property record for 716 Main St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,518 sqft · built 1980 |
| Lot Size | 0.339 acres (14,764 sqft) |
| Owner | 2 Companies on Record |
| Last Sale | $175,000 (Aug 2012) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4875-1 |
| Primary APN | C56-000-590-4875-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 1,518 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 14,764 sqft (0.339 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 518 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 716 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE VILLAGE LOT 1 BLK E |
| Legal Subdivision | LAKESIDE VILLAGE |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Companies on Record |
|---|---|
| Mailing Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 2, 2024 | Intrafamily Transfer, Transfer |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2012 · Amount on Record |
| Deed Sale | Aug 30, 2012 · Amount on Record |
| Prior Sale | Aug 29, 2008 · Amount on Record |
| Deed Document Number | 20122797843 |
| Deed Book / Page | 3051 / 4682 |
| Last Transfer Date | Mar 21, 2024 |
| Transfer Doc | 0003679660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 2, 2024 |
| Property Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0003679660 |
| Map Reference | MB 5 PG 142 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 3679660 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Name | Verified Name |
|---|---|
| Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035071752 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 3507/1752 |
| Instrument | 3409560 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0034223619 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 716 MAIN ST DESTIN FL 325411817, DESTIN, FL 32541-1817 |
| Document Number | 0034223619 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 003422/003619 |
| Instrument | 3309641 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 6, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 716 MAIN ST, DESTIN, FL 32541-1817 |
| Document Number | 0033554069 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 716 MAIN ST DESTIN FL 325411817, DESTIN, FL 32541-1817 |
| Document Number | 0033554069 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 003355/004069 |
| Instrument | 3215186 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2033 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,693.00 (+5.94%) | $266,451 (+5.99%) | $368,600 (+4.04%) Land $137,264 Building $231,336 |
| 2023 | $2,542.00 (+2.58%) Homeowner's exemption | $251,400 (+3%) | $354,273 (+7.01%) Land $119,358 Building $234,915 |
| 2022 | $2,478.00 Homeowner's exemption | $244,078 | $331,050 Land $108,507 Building $222,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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