809 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 809 Main St, Destin, FL 32541 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1988
Square Footage4,049 sqft Living Area
Lot Size31,948 sqft (0.733 acres)
GarageAttached, 864 sqft
OccupancyOwner Occupied
Last Sale$900,000 (2026)

Owner

Source: Okaloosa County records · APN C56-000-590-0080-2

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address503 SECOND AVE, DESTIN, FL 32541-1705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 26, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2026 · Amount on Record
Deed SaleMar 26, 2026 · Amount on Record
Deed Doc Number20263806703
Prior Transfer DateApr 18, 2023
Prior Transfer Doc0036721850
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 26, 2026
Property Address809 MAIN ST, DESTIN, FL 32541-1818
Document Number0003806703
Map ReferenceMB 2 PG 165
Instrument DateMar 26, 2026
Instrument3806703
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address809 MAIN ST, DESTIN, FL 32541-1818

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 SECOND AVE, DESTIN, FL 32541-1705

Mortgage

Document Number0003806705
DateMar 26, 2026
Instrument3806705
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateApr 26, 2023
Property Address809 MAIN ST, DESTIN, FL 32541-1818
Document Number0036721850
Book / Page3672 / 1850
Map ReferenceMB 2 PG 165
Instrument DateApr 18, 2023
Instrument3619977
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address809 MAIN ST, DESTIN, FL 32541-1818

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 MAGNOLIA DR, MARY ESTHER, FL 32569-2064

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$464,435 (+5.99%)$934,939 (+1.66%) Land $185,619 Building $749,320
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$438,200$919,705 Land $168,422 Building $751,283

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-590-0080-2
Alternative APNs
  • 00-2S-22-1650-000A-0110
  • 22S2001650000A0110

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,049 sqft Living Area
Gross Area5,776 sqft Gross Area
1st Floor4,049 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area31,948 sqft (0.733 acres)
Lot Width165 ft Width
DrivewayDriveway
Garage TypeAttached Garage
Garage Area864 sqft Garage
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address809 MAIN ST
CityDESTIN
StateFL
Zip32541-1818
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMORENO ACRES S/D LOT 11 BLK A
Legal SubdivisionMORENO ACRES S/D
Legal BlockA
Legal Lot Number11
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1008
Census Tract23305

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