Lauderdale County property record for 8120 Co Rd 45, Waterloo, AL 35677
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 2,176 sqft · built 1994 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01-02-0-000-001-001 |
| Primary APN | 09-01-02-0-000-001-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Adjusted Area |
| 1st Floor Area | 2,176 sqft |
| Utility Area | 384 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Wood |
| Construction Type | Manufactured |
| Foundation Type | Retaining Wall |
| Roof Material | Metal |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Dimensions | 325 ft deep x 367 ft wide |
| Utility Building | 384 sqft |
| Account Number | 49174 |
|---|---|
| Street Address | 8120 COUNTY ROAD 45 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3016 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 |
| Legal Description | 367 X 325.5 (295.5S) IRR LOT IN NE/4 OF NW/4 E OF PEA RIDGE RD SEC 02 T1S R15W COM AT A PT WHERE SAVANNAH WATERLOO RD INTERSE |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 02 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11300 |
8120 Co Rd 45, a mobile home, is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8120 COUNTY ROAD 45, WATERLOO, AL 35677-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $6,740 | $67,300 Land $20,000 Building $47,300 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $1,660 Land $1,660 | $59,500 Land $16,600 Building $42,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8120 Co Rd 45 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8120 Co Rd 45 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: TVEC Connect.
4G LTE (outdoors only), no 5G reported
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