Lauderdale County property record for 2975 Co Rd 45, Waterloo, AL 35677
| Property Type | Other Improved |
|---|---|
| Details | 744 sqft · built 1920 |
| Lot Size | 13.9 acres (607,662 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $28 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-10-0-000-004-000 |
| Primary APN | 09-02-10-0-000-004-000 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 744 sqft Total Area |
| 1st Floor Area | 576 sqft |
| Flooring | Other |
| Interior Walls | Wood |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 607,662 sqft (13.9 acres) |
| Account Number | 78106 |
|---|---|
| Street Address | 2975 COUNTY ROAD 45 |
| City | WATERLOO |
| State | AL |
| Zip | 35677 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | 01 |
| Legal Description | 14 AC/C 13.95 AC/D PT OF S/2 OF NE/4 OF NE/4 SEC 10 T1S R15W |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 10 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 128, WATERLOO, AL 35677-0128 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28.00 | $780 (+14.71%) | $61,600 (+26.75%) Land $60,600 Building $1,000 |
| 2023 | $28.00 (-78.46%) | $680 (-69.91%) Land $680 | $48,600 (+132.54%) Land $47,600 Building $1,000 |
| 2022 | $130.00 | $2,260 | $20,900 Land $17,000 Building $3,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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