7599 Co Rd 45, Waterloo, AL 35677 Property Records

Lauderdale County property record for 7599 Co Rd 45, Waterloo, AL 35677 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1974
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Nov 2015)
Tax Bill	$270 (2025)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-01-02-0-000-018-001`

Property Details

APN / Parcel Number

Primary APN	`09-01-02-0-000-018-001`
Alternative APNs	`088758` `72470` `88758`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Adjusted Area
1st Floor Area	1,096 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	187,308 sqft (4.3 acres)

Location & Zoning

Account Number	88758
Street Address	7599 COUNTY ROAD 45
City	WATERLOO
State	AL
Zip	35677-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	850S (944.15) X 580S (606.02) IRR 4.3 AC/C PT OF W/2 OF NW/4 OF SW/4 SEC 02 T1S R15W LESS RD ROW BEG AT NW COR OF NW/4 OF SW/
Legal Range	15W
Legal Township	01S
Legal Section	02
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1023
Census Tract	11300

Owner

Source: Lauderdale County records · APN 09-01-02-0-000-018-001

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7599 COUNTY ROAD 45, WATERLOO, AL 35677-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2015 · Amount on Record
Deed Sale	Nov 04, 2015 · Amount on Record
Deed Book / Page	2015 / 48362
Last Transfer Date	Jul 17, 2018
Transfer Doc	2018/30687
Record Updated	Jun 08, 2026

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 19, 2018
Property Address	7599 COUNTY ROAD 45, WATERLOO, AL 35677-3013
Document Number	2018/30687
Book / Page	2018 / 30687
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 HIGHWAY 69, SAVANNAH, TN 38372-7048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7599 COUNTY ROAD 45, WATERLOO, AL 35677-3013

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$270.00 (+8.43%) Homeowner's exemption	$9,360 (+6.85%)	$99,520 (+13.76%) Land $35,700 Building $63,820
2024	$249.00 (-11.7%) Homeowner's exemption	$8,760 (+215.11%) Land $2,980 Building $5,780	$87,480 (+5.63%) Land $29,700 Building $57,780
2023	$282.00 (+36.89%) Homeowner's exemption	$2,780 (-54.58%) Land $2,780	$82,820 (+35.33%) Land $27,800 Building $55,020
2022	$206.00 Homeowner's exemption	$6,120	$61,200 Land $21,400 Building $39,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770113001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	About 1 in 833 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.