Lauderdale County property record for 7400 Co Rd 45, Waterloo, AL 35677 · Last verified December 2025
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,305 sqft · built 1967 |
| Lot Size | 247 acres (10,759,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01-02-0-000-005-000 |
| Primary APN | 09-01-02-0-000-005-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| 1st Floor Area | 4,542 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,759,320 sqft (247 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 29004 |
|---|---|
| Street Address | 7400 COUNTY ROAD 45 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 247 AC/C PT OF W/2 OF E/2 PT OF SW/4 AND PT OF NW/4 OF SEC 02 T1S R15W DB 1179 PG 918 DB 1028 PG 227 WB 51 PG 435 |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 02 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11300 |
Source: Lauderdale County records · APN 09-01-02-0-000-005-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7400 COUNTY ROAD 45, WATERLOO, AL 35677-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 7400 COUNTY ROAD 45, WATERLOO, AL 35677-3030 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2021/69903 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 2021/69903 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 (-4.84%) Homeowner's exemption Senior Citizen's exemption | $57,700 (+6.97%) | $1,349,080 (+15.66%) Land $986,700 Building $362,380 |
| 2024 | $764.00 (-4.26%) Homeowner's exemption Senior Citizen's exemption | $53,940 (+293.72%) | $1,166,420 (+5.95%) Land $838,400 Building $328,020 |
| 2023 | $798.00 (+36.18%) Homeowner's exemption Senior Citizen's exemption | $13,700 (-66.81%) Land $13,700 | $1,100,900 (+72.15%) Land $788,500 Building $312,400 |
| 2022 | $586.00 Homeowner's exemption Senior Citizen's exemption | $41,280 | $639,500 Land $413,800 Building $225,700 |
Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770113001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Moderate above 49% of the US · above 57% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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