740 Windsor Ln, Key West, FL 33040 Property Records

Monroe County property record for 740 Windsor Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,328 sqft · built 1989
Lot Size0.065 acres (2,871 sqft)
OwnerTrust Name on Record
Last Sale$900,000 (Feb 2007)
Tax Bill$4,680 (2024)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone AE (high risk)
APN00019310-000000

Property Details

APN / Parcel Number

Primary APN00019310-000000
Alternative APNs
  • 01010100019310000000
  • 1019992

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,328 sqft Living Area
1st Floor Area1,328 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2017
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,871 sqft (0.065 acres)
Lot Dimensions95 ft deep x 30 ft wide
Garage TypeCarport
CarportCarport
Carport Area400 sqft

Exterior Amenities

Pool Area135 sqft
PorchOpen Porch
Porch Area324 sqft
Patio Area368 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1019992
Old Parcel Number01010100019310000000
Street Address740 WINDSOR LN
CityKEY WEST
StateFL
Zip33040-6441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 4 OF TR 5 B5-112 OR811-186 OR812-2210 OR816-1755 OR816-2181 OR1078-1566/67 OR1215-37/38 OR2269-1394/95
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWD CASHS DIAGRAM #5
Legal Tract5
Legal Block5
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3012
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Co-ownerCo-owner on Record
Mailing Address1109 DUVAL ST, KEY WEST, FL 33040-3127
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2007 · Amount on Record
Deed SaleFeb 1, 2007 · Amount on Record
Deed Document Number1625117
Deed Book / Page2269 / 1394
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address740 WINDSOR LN, KEY WEST, FL 33040-6441
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 WINDSOR LN, KEY WEST, FL 33040-6441

Mortgage

Document Number0031771564
DateJun 6, 2022
Book Page3177/1564
Instrument2378445
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$567,516 (+5.99%)$1,958,623 (+6.09%) Land $1,136,916 Building $821,707
2024$4,680.00 (+1.78%)
2023$4,598.00 (+4.55%) Homeowner's exemption$535,459 (+3%)$1,846,152 (+33.49%) Land $1,076,625 Building $769,527
2022$4,398.00 Homeowner's exemption$519,864$1,382,948 Land $689,040 Building $693,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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