812 S Bostwick St, Charlotte, MI 48813 Property Records

Eaton County property record for 812 S Bostwick St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1957
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2022)
Tax Bill	$3,352 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20007560718000`

Property Details

APN / Parcel Number

Primary APN	`20007560718000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Area	352 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 S BOSTWICK ST
City	CHARLOTTE
State	MI
Zip	48813-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 18 BLOCK 7 REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal Subdivision	PROSPECT PARK ADD
Legal Block	7
Legal Lot Number	18
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	20902

Owner

812 S Bostwick St is owned and occupied by an individual who bought it in January 2022.

Source: Eaton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	812 S BOSTWICK ST, CHARLOTTE, MI 48813-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Book / Page	2983 / 169
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 25, 2022
Property Address	812 S BOSTWICK ST, CHARLOTTE, MI 48813-2112
Document Number	002983/169
Book / Page	2983 / 169
Map Reference	LB 2 PG 8
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 S BOSTWICK ST, 812, CHARLOTTE, MI 48813-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	303 PACKARD HWY APT 23, 23, CHARLOTTE, MI 48813-9771

Mortgage

Document Number	0002983171
Date	Jan 25, 2022
Instrument	2983/171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 16, 2017
Property Address	812 S BOSTWICK ST, CHARLOTTE, MI 48813-2112
Document Number	2694/0566
Book / Page	2694 / 0566
Map Reference	LB2 PG8
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 S BOSTWICK ST, 812, CHARLOTTE, MI 48813-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W SEMINARY ST APT 1, 1, CHARLOTTE, MI 48813-1329

Mortgage

Document Number	26940567
Date	Aug 16, 2017
Instrument	2694/0567

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 812 S Bostwick St was $3,352 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,600	$152,972 Land $29,546 Building $123,426
2025	$3,352.00
2023		$63,100	$126,200
2022	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 S Bostwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 S Bostwick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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