903 S Bostwick St, Charlotte, MI 48813 Property Records

Eaton County property record for 903 S Bostwick St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1953
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2026)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20007560805000`

Property Details

APN / Parcel Number

Primary APN	`20007560805000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	135 ft deep x 103 ft wide
Garage Area	240 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 S BOSTWICK ST
City	CHARLOTTE
State	MI
Zip	48813-2172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOTS 5 & 6. BLOCK 8. REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal Subdivision	PROSPECT PARK ADD
Legal Block	8
Legal Lot Number	5-6
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20902

Owner

903 S Bostwick St is owned and occupied by an individual who bought it in June 2026.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	239 PLEASANT ST, CHARLOTTE, MI 48813-1637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage DART BANK
Sep 20, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	2026424
Deed Book / Page	3198 / 245
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 25, 2026
Property Address	903 S BOSTWICK ST, CHARLOTTE, MI 48813-2172
Document Number	0000000424
Book / Page	3198 / 245
Instrument Date	Jun 18, 2026
Instrument	2026424
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 PLEASANT ST, CHARLOTTE, MI 48813-1637

Mortgage

Document Number	0000000425,
Date	Jun 25, 2026
Instrument	2026425

Lender

Name	DART BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000000426,
Date	Jun 25, 2026
Book Page	3198/260
Instrument	2026426

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 20, 2019
Property Address	903 S BOSTWICK ST, CHARLOTTE, MI 48813-2172
Document Number	02803/0904
Book / Page	2803 / 0904
Map Reference	LB 2 PG 8
Instrument Date	Jun 26, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 S BOSTWICK ST, 903, CHARLOTTE, MI 48813-2172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LAKE ST, BELLEVUE, MI 49021-1035

Mortgage

Document Number	0002803905
Date	Sep 20, 2019
Instrument	2803/905

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 903 S Bostwick St was $1,992 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 (-0.85%)	$116,902 (-) Land $37,680 Building $79,222
2025	$1,992.00 (+2.89%) Homeowner's exemption	$58,500	$116,902 Land $37,680 Building $79,222
2024	$1,936.00
2023		$48,300	$96,600
2022	$1,735.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 903 S Bostwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 S Bostwick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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