Fremont County property record for 811 Bluff Rd, Thurman, IA 51654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,901 sqft · built 1912 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,348 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 490490001000000 |
| Primary APN | 490490001000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,901 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Basement Area | 1,932 sqft |
| Unfinished Basement | 1,932 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 120 ft deep x 180 ft wide |
| Garage Type | Detached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 625 sqft |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 811 BLUFF RD |
|---|---|
| City | THURMAN |
| State | IA |
| Zip | 51654-5066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-6 BLK A |
| Legal Subdivision | CITY OF THURMAN |
| Legal Block | A |
| Legal Lot Number | 1-6 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | SCOTT |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 970300 |
811 Bluff Rd is owned and occupied by an individual.
Source: Fremont County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 126, THURMAN, IA 51654-0126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 811 Bluff Rd was $2,348 with a homeowner's exemption.
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Municipality | Thurman City |
| Unified School District | Fremont-Mills Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,348.00 | $189,670 (-) Land $12,600 Building $177,070 | $189,670 (-) Land $12,600 Building $177,070 |
| 2025 | $2,348.00 (+6.34%) Homeowner's exemption | $189,670 Land $12,600 Building $177,070 | $189,670 Land $12,600 Building $177,070 |
| 2024 | $2,208.00 | ||
| 2023 | $168,730 (-5.99%) Land $12,600 Building $156,130 | $168,730 Land $12,600 Building $156,130 | |
| 2022 | $2,694.00 Homeowner's exemption | $179,490 Land $19,860 Building $159,630 | |
| 2021 | $179,490 Land $19,860 Building $159,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 811 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 84 (1993–2019) |
| Claims Outside the SFHA | 80 of 84 |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 811 Bluff Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 94% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL · Fixed Wireless | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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