1190 Bluff Rd, Thurman, IA 51654 Property Records

Fremont County property record for 1190 Bluff Rd, Thurman, IA 51654

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 1,425 sqft · built 1969
Lot Size	4.53 acres (197,327 sqft)
Owner	Company Name on Record
Tax Bill	$842 (2026)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`240240214000000`

Property Details

APN / Parcel Number

Primary APN	`240240214000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,425 sqft Living Area
1st Floor Area	993 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	197,327 sqft (4.53 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1190 BLUFF RD
City	THURMAN
State	IA
Zip	51654-5018
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SW COR E OF RD SW1/4 SE1/4 11-70-43
Legal Range	43W
Legal Township	70N
Legal Section	11
Jurisdiction	FREMONT IA
Township / Civil Division	SCOTT
Census Block Group	3
Census Block	3041
Census Tract	970300

Owner

Source: Fremont County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1190 BLUFF RD, THURMAN, IA 51654-5018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2022
Transfer Doc	02022/1438
Record Updated	Oct 29, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FREMONT IA
Recording Date	Sep 30, 2022
Property Address	1190 BLUFF RD, THURMAN, IA 51654-5018
Document Number	02022/1438
Book / Page	2022 / 1438
Map Reference	BK 71 PG 186
Instrument Date	Sep 29, 2022
Instrument	20221438
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 BLUFF RD, THURMAN, IA 51654-5018

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Unified School District	Fremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$842.00	$91,220 (-) Land $37,280 Building $53,940	$91,220 (-) Land $37,280 Building $53,940
2025	$842.00 (+1.81%) Homeowner's exemption	$91,220 (+8.76%) Land $37,280 Building $53,940	$91,220 (+8.76%) Land $37,280 Building $53,940
2024	$827.00 (-28.65%)
2023		$83,870 (-7.98%) Land $37,280 Building $46,590	$83,870 (-7.98%) Land $37,280 Building $46,590
2022	$1,159.00 Homeowner's exemption	$91,140 Land $37,490 Building $53,650
2021			$91,140 Land $37,490 Building $53,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	84 (1993–2019)
Claims Outside the SFHA	80 of 84
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 34 claims Flooding, Aug 2011 · 39 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 87% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3