Fremont County property record for 1210 Bluff Rd, Thurman, IA 51654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,570 sqft · built 1975 |
| Lot Size | 7.56 acres (329,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Dec 2022) |
| Tax Bill | $3,958 (2026) |
| Deeds & Mortgages | Dec 2022 Sale Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240240266010000 |
| Primary APN | 240240266010000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Basement Area | 1,570 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 820 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 329,314 sqft (7.56 acres) |
| Garage Type | Mixed |
| Garage Area | 2,034 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 238 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1210 BLUFF RD |
|---|---|
| City | THURMAN |
| State | IA |
| Zip | 51654-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL A NE1/4 NW1/4 14-70-43 |
| Legal Range | 43W |
| Legal Township | 70N |
| Legal Section | 14 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | SCOTT |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 970300 |
1210 Bluff Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Fremont County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Warranty Deed, Transfer |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 18, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on File |
| Deed Sale | Dec 12, 2022 · Amount on File |
| Deed Document Number | 20221751 |
| Deed Book / Page | 2022 / 1751 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 02020/1681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT IA |
| Recording Date | Dec 12, 2022 |
| Property Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
| Document Number | 02022/1751 |
| Book / Page | 2022 / 1751 |
| Map Reference | DOC 20110109 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 20221751 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $754.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1510 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 2021/1510 |
| Instrument | 20211510 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT IA |
| Property Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1481 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 2017/1481 |
| Instrument | 20171481 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREMONT IA |
| Recording Date | Dec 18, 2020 |
| Property Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
| Document Number | 02020/1681 |
| Book / Page | 2020 / 1681 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 20201681 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1210 BLUFF RD, THURMAN, IA 51654-5020 |
The 2026 property tax bill for 1210 Bluff Rd was $3,958 with a homeowner's exemption.
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Fremont-Mills Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,958.00 | $346,260 (-8.76%) Land $37,670 Building $308,590 | $379,510 (-) Land $70,920 Building $308,590 |
| 2025 | $3,958.00 (+9.1%) Homeowner's exemption | $379,510 Land $70,920 Building $308,590 | $379,510 Land $70,920 Building $308,590 |
| 2024 | $3,628.00 | ||
| 2023 | $298,180 (+54.33%) Land $37,670 Building $260,510 | $331,430 | |
| 2022 | $2,701.00 Homeowner's exemption | $193,210 Land $47,210 Building $146,000 | |
| 2021 | $204,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1210 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 84 (1993–2019) |
| Claims Outside the SFHA | 80 of 84 |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1210 Bluff Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 90% of Iowa |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| Windstream DSL | 10 / 1 |
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