1196 Bluff Rd, Thurman, IA 51654 Property Records

Fremont County property record for 1196 Bluff Rd, Thurman, IA 51654

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,000 sqft · built 2020
Lot Size4.55 acres (198,198 sqft)
OwnerCompany Name on Record
Last Sale$20,000 (Sep 2018)
Tax Bill$4,400 (2026)
Deeds & MortgagesApr 2023 Sale
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN240240266050000

Property Details

APN / Parcel Number

Primary APN240240266050000

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area5,000 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area198,198 sqft (4.55 acres)
Garage TypeAttached
Garage Area4,000 sqft
Parking Spaces13 Parking Spaces
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address1196 BLUFF RD
CityTHURMAN
StateIA
Zip51654-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPCL B NE1/4 NW1/4 SEC 14, PCL C SE1/4 SW1/4 SEC11 14-70-43
Legal Range43W
Legal Township70N
Legal Section14
JurisdictionFREMONT IA
Township / Civil DivisionSCOTT
Census Block Group3
Census Block3041
Census Tract970300

Owner

Source: Fremont County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1196 BLUFF RD, THURMAN, IA 51654-5018
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Warranty Deed, Transfer
Sep 12, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2018 · Amount on Record
Deed SaleSep 12, 2018 · Amount on Record
Deed Document Number20181211
Deed Book / Page2018 / 1211
Last Transfer DateMar 15, 2023
Transfer Doc02023/0430
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT IA
Recording DateApr 26, 2023
Property Address1196 BLUFF RD, THURMAN, IA 51654-5018
Document Number02023/0430
Book / Page2023 / 0430
Instrument DateMar 15, 2023
Instrument20230430
Transaction TypeTransfer
Record UpdatedOct 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1196 BLUFF RD, THURMAN, IA 51654-5018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1196 BLUFF RD, THURMAN, IA 51654-5018

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT IA
Recording DateSep 12, 2018
Property Address1196 BLUFF RD, THURMAN, IA 51654-5018
Document Number02018/1211
Book / Page2018 / 1211
Instrument DateSep 7, 2018
Instrument20181211
Transaction TypeTransfer
Record UpdatedOct 17, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address52461 BROOKSIDE AVE, GLENWOOD, IA 51534-6357

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFremont County
Unified School DistrictFremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,400.00$372,750 (-5.7%) Land $27,310 Building $345,440$395,290 (-) Land $49,850 Building $345,440
2025$4,400.00 (+8.21%)$395,290 (+22.46%) Land $49,850 Building $345,440$395,290 (+14.46%) Land $49,850 Building $345,440
2024$4,066.00 (+13.45%)
2023$322,800 (+32.12%) Land $27,310 Building $295,490$345,340 (+28.06%)
2022$3,584.00$244,330 Land $13,050 Building $231,280
2021$269,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims84 (1993–2019)
Claims Outside the SFHA80 of 84
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 34 claims
  • Flooding, Aug 2011 · 39 claims
  • Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 90% of Iowa
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3
Windstream
DSL
10 / 1

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