8103 Fourth St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8103 Fourth St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 2015
Lot Size	0.257 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,500 (Dec 2020)
Tax Bill	$2,742 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-2S-26-5770-00900-0010`

Property Details

APN / Parcel Number

Primary APN	`20-2S-26-5770-00900-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Heated Area
Gross Area	2,508 sqft
1st Floor Area	2,288 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	1,250 ft deep x 900 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	202S265770009000010
Street Address	8103 FOURTH ST
City	NAVARRE
State	FL
Zip	32566-9151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-HON
Legal Description	WEST NAVARRE LOT 1 BLK 9 AS DES IN OR 4041 PG 1838
Legal Range	26W
Legal Township	02S
Legal Section	20
Legal Subdivision	WEST
Legal Block	9
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1011
Census Tract	10826

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8103 FOURTH ST, NAVARRE, FL 32566-9151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage A MORTGAGE BOUTIQUE LLC
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage A MTG BOUTIQUE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	202067099
Deed Book / Page	4041 / 1838
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8103 FOURTH ST, NAVARRE, FL 32566-9151
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	BRIGHT STAR LAND TITLE, BRIGHT LIGHT LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 COLLEGE CT A, A, GULF BREEZE, FL 32563-3383

Mortgage

Document Number	0040580667
Date	Jan 19, 2021
Book Page	4058/667
Instrument	202103437

Lender

Name	A MORTGAGE BOUTIQUE LLC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 14, 2020
Property Address	8103 FOURTH ST, NAVARRE, FL 32566-9151
Document Number	0040411838
Book / Page	004041 / 001838
Instrument Date	Dec 4, 2020
Instrument	67099
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 FOURTH ST NAVARRE FL 325669151, NAVARRE, FL 32566-9151

Mortgage

Document Number	40411841
Date	Dec 14, 2020
Book Page	004041/001841
Instrument	67100

Lender

Name	A MTG BOUTIQUE LLC
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,742.00 (+1.97%) Homeowner's exemption	$265,312 (+2.73%)	$282,453 (+2.5%) Land $45,000 Building $237,453
2023	$2,689.00 (+5.74%) Homeowner's exemption Additional exemption filed	$258,253 (+4.77%)	$275,564 (+6.37%) Land $40,000 Building $235,564
2022	$2,543.00 Homeowner's exemption Additional exemption filed	$246,489	$259,053 Land $30,000 Building $229,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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