8092 Fourth St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8092 Fourth St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,862 sqft · built 2013
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Nov 2023)
Tax Bill	$3,350 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-2S-26-5575-00200-0030`

Property Details

APN / Parcel Number

Primary APN	`19-2S-26-5575-00200-0030`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Heated Area
Gross Area	2,446 sqft
1st Floor Area	2,282 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	164 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	192S265575002000030
Street Address	8092 FOURTH ST
City	NAVARRE
State	FL
Zip	32566-7530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VIZCAYA LOT 3 BLK 2 (PB C PG 137) AS DES IN OR 4449 PG 678 LESS ALL MINERALS RIGHTS
Legal Range	26W
Legal Township	02S
Legal Section	19
Legal Subdivision	VIZCAYA (ALL)
Legal Block	2
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10826

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8092 FOURTH ST, NAVARRE, FL 32566-7530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 7, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	202350292
Deed Book / Page	4449 / 678
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8092 FOURTH ST, NAVARRE, FL 32566-7530
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8092 FOURTH ST, NAVARRE, FL 32566-7530

Mortgage

Document Number	0042731459
Date	Apr 20, 2022
Book Page	4273/1459
Instrument	202223744

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8092 FOURTH ST, NAVARRE, FL 32566-7530
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8092 FOURTH ST, NAVARRE, FL 32566-7530

Mortgage

Document Number	0046831301
Date	Dec 1, 2025
Book Page	4683/1301
Instrument	202555684

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 7, 2023
Property Address	8092 FOURTH ST, NAVARRE, FL 32566-7530
Document Number	0044490678
Book / Page	4449 / 678
Map Reference	MB C PG 137
Instrument Date	Nov 2, 2023
Instrument	202350292
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 RUDDER DR, VALRICO, FL 33594-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8092 FOURTH ST, NAVARRE, FL 32566-7530

Mortgage

Document Number	0004449680
Date	Nov 7, 2023
Instrument	4449/680

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8092 FOURTH ST, NAVARRE, FL 32566-7530
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8092 FOURTH ST, GULF BREEZE, FL 32566-7530

Mortgage

Document Number	0040251412
Date	Nov 5, 2020
Book Page	4025/1412
Instrument	202058738

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 18, 2019
Property Address	8092 FOURTH ST, NAVARRE, FL 32566-7530
Document Number	0038401673
Book / Page	003840 / 001673
Instrument Date	Jun 7, 2019
Instrument	25833
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,781.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8092 FOURTH ST NAVARRE FL 325667530, NAVARRE, FL 32566-7530

Mortgage

Document Number	38401675
Date	Jun 18, 2019
Book Page	003840/001675
Instrument	25834

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,350.00 (+2,178.91%)	$280,459 (+28.4%) Land $55,000 Building $225,459	$280,459 (+0.45%) Land $55,000 Building $225,459
2023	$147.00 (+6.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$218,421 (+3%)	$279,211 (+10.79%) Land $55,000 Building $224,211
2022	$138.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$212,059	$252,020 Land $38,000 Building $214,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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