8111 Fourth St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8111 Fourth St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 1999
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Jul 2017)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-2S-26-5770-00900-0020`

Property Details

APN / Parcel Number

Primary APN	`20-2S-26-5770-00900-0020`
Alternative APN	`S262205770009000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,285 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,285 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8111 FOURTH ST
City	NAVARRE
State	FL
Zip	32566-9151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-HON
Legal Description	WEST NAVARRE LOT 2 BLK 9 AS DES IN OR 3645 PG 299
Legal Range	26W
Legal Township	2S
Legal Section	20
Legal Subdivision	WEST NAVARRE
Legal Block	9
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1011
Census Tract	10826

Owner

8111 Fourth St is owned and occupied by two individuals who bought it in July 2017.

Source: Santa Rosa County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8111 FOURTH ST, NAVARRE, FL 32566-9151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/NORCROSS GA
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Document Number	201729949
Deed Book / Page	3645 / 299
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8111 FOURTH ST, NAVARRE, FL 32566-9151
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8111 FOURTH ST, NAVARRE, FL 32566-9151

Mortgage

Document Number	0047210103
Date	Mar 17, 2026
Book Page	4721/103
Instrument	202613317

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8111 FOURTH ST, NAVARRE, FL 32566-9151
Document Number	0037151906
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8111 FOURTH ST NAVARRE FL 325669151, NAVARRE, FL 32566-9151

Mortgage

Document Number	0037151906
Date	Apr 4, 2018
Book Page	003715/001906
Instrument	13190

Lender

Name	REGIONS BK/NORCROSS GA
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 24, 2017
Property Address	8111 FOURTH ST, NAVARRE, FL 32566-9151
Document Number	0036450299
Book / Page	003645 / 000299
Instrument Date	Jul 18, 2017
Instrument	29949
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17A SPRINGSIDE AVE DANBURY CT 068106126, DANBURY, CT 06810-6126

Mortgage

Document Number	36450300
Date	Jul 24, 2017
Book Page	003645/000300
Instrument	29950

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8111 Fourth St was $1,278 with a homeowner's exemption, up 4.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+4.24%) Homeowner's exemption	$136,541 (+2.9%)	$197,429 (+4.84%) Land $50,000 Building $147,429
2024	$1,226.00 (+3.2%) Homeowner's exemption	$132,693 (+3%)	$188,322 (+3.65%) Land $45,000 Building $143,322
2023	$1,188.00 (+3.57%) Homeowner's exemption	$128,828 (+3%)	$181,693 (+10.34%) Land $40,000 Building $141,693
2022	$1,147.00 Homeowner's exemption	$125,076	$164,662 Land $30,000 Building $134,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8111 Fourth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8111 Fourth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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