8078 Fourth St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8078 Fourth St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1996
Lot Size	0.308 acres (13,460 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2025)
Tax Bill	$1,985 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-2S-26-5575-00200-0011`

Property Details

APN / Parcel Number

Primary APN	`19-2S-26-5575-00200-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,274 sqft Heated Area
Gross Area	2,250 sqft
1st Floor Area	1,678 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	13,460 sqft (0.308 acres)
Lot Dimensions	1,800 ft deep x 750 ft wide
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	552 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	192S265575002000011
Street Address	8078 FOURTH ST
City	NAVARRE
State	FL
Zip	32566-7530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VIZCAYA PORT OF LOT 1 BLK 2 DES AS: BEG SW COR LT 6 BLK 2 VIZCAYA TH S 8930'58E 76.32 FT ALG S LI LT 6 TH S 021'13 W 186.03
Legal Range	26W
Legal Township	02S
Legal Section	19
Legal Subdivision	WEST
Legal Block	2
Legal Lot Number	1,6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10826

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8078 FOURTH ST, NAVARRE, FL 32566-7530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jul 23, 2025	Warranty Deed, Transfer · VA Mortgage MSA MORTGAGE LLC
Jan 24, 2020	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Sep 27, 2019	Warranty Deed, Transfer OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	202533913
Deed Book / Page	4640 / 1257
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8078 FOURTH ST, NAVARRE, FL 32566-7530
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8078 FOURTH ST, NAVARRE, FL 32566-7530

Mortgage

Document Number	0040691155
Date	Feb 10, 2021
Book Page	4069/1155
Instrument	202108703

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 23, 2025
Property Address	8078 FOURTH ST, NAVARRE, FL 32566-7530
Document Number	0046401257
Book / Page	4640 / 1257
Instrument Date	Jul 15, 2025
Instrument	202533913
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 GOLF CLUB DR, KEY WEST, FL 33040-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8078 FOURTH ST, NAVARRE, FL 32566-7530

Mortgage

Document Number	0046401259
Date	Jul 23, 2025
Instrument	4640/1259

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 24, 2020
Property Address	8078 FOURTH ST, NAVARRE, FL 32566-7530
Document Number	0039120279
Book / Page	3912 / 279
Instrument Date	Jan 16, 2020
Instrument	202003636
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 BOULEVARD OF THE CHAMPIONS, 775, SHALIMAR, FL 32579-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8078 FOURTH ST, NAVARRE, FL 32566-7530

Mortgage

Document Number	0039120282
Date	Jan 24, 2020
Instrument	3912/0282

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 27, 2019
Property Address	8078 FOURTH ST, NAVARRE, FL 32566-7530
Document Number	0038741353
Book / Page	003874 / 001353
Instrument Date	Sep 23, 2019
Instrument	43427
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 BOULEVARD OF THE CHAMPIONS SHALIMAR FL 325792241, SHALIMAR, FL 32579-2241

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,985.00 (+2.48%) Homeowner's exemption	$199,422 (+3%)	$231,243 (+0.87%) Land $55,000 Building $176,243
2023	$1,937.00 (+2.92%) Homeowner's exemption	$193,614 (+3%)	$229,238 (+14.87%) Land $55,000 Building $174,238
2022	$1,882.00 Homeowner's exemption	$187,975	$199,568 Land $38,000 Building $161,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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