81 Virgies Loop, Melbourne, AR 72556 Property Records

Izard County property record for 81 Virgies Loop, Melbourne, AR 72556

Property Summary

Property Type	Rural Home
Details	2 ba · 2,968 sqft · built 2019
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Line of Credit + 2 more
APN	`001-07071-014`

Property Details

APN / Parcel Number

Primary APN	`001-07071-014`
Alternative APN	`33825`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,968 sqft Living Area
1st Floor Area	2,968 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	261,360 sqft (6 acres)
Porch	Slab
Porch Area	544 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	81 VIRGIES LOOP
City	MELBOURNE
State	AR
Zip	72556-9266
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S/2
Legal Range	10
Legal Township	16
Legal Section	04
Legal Subdivision	RURAL SECTIONS
Jurisdiction	IZARD AR
Township / Civil Division	CLAIBORNE
Census Block Group	2
Census Block	2011
Census Tract	960400

Owner

Source: Izard County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 20, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266

Mortgage

Document Number	2025/13631
Date	Sep 30, 2025
Book Page	2025/13631

Lender

Name	CADENCE BANK NA
Type	Bank
Address	2006 HIGHWAY 56 E, CALICO ROCK, AR 72519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2050

Interest

Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266

Mortgage

Document Number	2020/10265
Date	Aug 19, 2020
Book Page	2020/10265

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	CALICO ROCK, AR 72519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266

Mortgage

Document Number	2020/10245
Date	Aug 18, 2020
Book Page	2020/10245

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	CALICO ROCK, AR 72519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	IZARD AR
Recording Date	Sep 20, 2021
Property Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266
Document Number	2021/15287
Book / Page	2021 / 15287
Map Reference	MB G PG 82
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 VIRGIES LOOP, MELBOURNE, AR 72556-9266

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1506 WEST CLAVE WORD AVENUE, PEORIA, IL 61614

Tax Assessment & Valuation

Source: Izard County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Calico Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (-1.3%) Homeowner's exemption	$55,940 (-) Land $6,070 Building $49,870
2023	$2,157.00 Homeowner's exemption	$55,940 Land $6,070 Building $49,870	$279,700 Land $30,350 Building $249,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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