283 Virgies Loop, Melbourne, AR 72556 Property Records

Izard County property record for 283 Virgies Loop, Melbourne, AR 72556

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Oct 2022)
Tax Bill	$203 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Sale & Mortgage
APN	`001-07071-004`

Property Details

APN / Parcel Number

Primary APN	`001-07071-004`
Alternative APN	`33234`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	432 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	001-07071-004
Street Address	283 VIRGIES LOOP
City	MELBOURNE
State	AR
Zip	72556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S/2
Legal Range	10W
Legal Township	16N
Legal Section	04
Legal Subdivision	RURAL SECTIONS
Jurisdiction	IZARD AR
Township / Civil Division	CLAIBORNE
Census Block Group	2
Census Block	2011
Census Tract	960400

Owner

Source: Izard County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	283 VIRGIES LOOP, MELBOURNE, AR 72556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF IZARD COUNTY
Oct 19, 2022	Warranty Deed, Transfer · Closed-End Mortgage FIRST NATIONAL BANK OF IZARD COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	0202218612
Deed Book / Page	2022 / 18612
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	283 VIRGIES LOOP, MELBOURNE, AR 72556
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 S 11TH ST, HEBER SPRINGS, AR 72543-3713

Mortgage

Document Number	002024/531
Date	Jan 9, 2024
Book Page	2024/531

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY
Type	Bank
Address	2184 AR 56 HWY, CALICO ROCK, AR 72519

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 22, 2029

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Oct 19, 2022
Property Address	283 VIRGIES LOOP, MELBOURNE, AR 72556
Document Number	2022/18612
Book / Page	2022 / 18612
Map Reference	MB G PG 82
Instrument Date	May 3, 2016
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 887, MELBOURNE, AR 72556-0887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442S S 11TH ST, HEBER SPRINGS, AR 72543-3713

Mortgage

Document Number	0202218616
Date	Oct 19, 2022
Instrument	2022/18616

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 30, 2027

Tax Assessment & Valuation

Source: Izard County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Calico Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$203.00 (-60.89%) Homeowner's exemption	$16,060 (+54.72%) Land $6,000 Building $10,060
2023	$519.00	$10,380 Land $6,000 Building $4,380	$80,300 Land $30,000 Building $50,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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