279 Virgies Loop, Melbourne, AR 72556 Property Records

Izard County property record for 279 Virgies Loop, Melbourne, AR 72556

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2024)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2020 Sale & Mortgage
APN	`001-07071-007`

Property Details

APN / Parcel Number

Primary APN	`001-07071-007`
Alternative APN	`33237`

Interior

Stories	2 Stories
Building Area	952 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	280 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	279 VIRGIES LOOP
City	MELBOURNE
State	AR
Zip	72556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S/2
Legal Range	10
Legal Township	16
Legal Section	04
Legal Subdivision	RURAL SECTIONS
Jurisdiction	IZARD AR
Township / Civil Division	CLAIBORNE
Census Block Group	2
Census Block	2011
Census Tract	960400

Owner

Source: Izard County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 TOLLIE KAY LN, MOUNTAIN VIEW, AR 72560-7960
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer GARY SPAID
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Book / Page	2024 / 2452
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Feb 23, 2024
Property Address	279 VIRGIES LOOP, MELBOURNE, AR 72556
Document Number	02024/2452
Book / Page	2024 / 2452
Map Reference	MB G PG 82
Instrument Date	Feb 14, 2024
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 VIRGIES LOOP, MELBOURNE, AR 72556-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TOLLIE KAY LN, MOUNTAIN VIEW, AR 72560-7960
Investor	Possibly a Property Investor

Mortgage

Document Number	0020242457
Date	Feb 23, 2024
Instrument	2024/2457

Lender

Name	GARY SPAID
Type	Private Party

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2039

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Sep 14, 2020
Property Address	279 VIRGIES LOOP, MELBOURNE, AR 72556
Document Number	2020/11561
Book / Page	2020 / 11561
Map Reference	MB G PG 79
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1871 CLEAR WATER TRCE, 1871, BATESVILLE, AR 72501-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 BALTIMORE AVE APT 3N, 3N, KANSAS CITY, MO 64111-2147

Mortgage

Document Number	0202011565
Date	Sep 14, 2020
Instrument	2020/11565

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Izard County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Calico Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+3.53%)	$19,840 (-) Land $6,000 Building $13,840
2023	$992.00	$19,840 Land $6,000 Building $13,840	$99,200 Land $30,000 Building $69,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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