185 Virgies Loop, Melbourne, AR 72556 Property Records

Izard County property record for 185 Virgies Loop, Melbourne, AR 72556 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 1,412 sqft · built 2022
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`001-07071-005`

Property Details

APN / Parcel Number

Primary APN	`001-07071-005`
Alternative APN	`33235`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	261,360 sqft (6 acres)
Porch	Slab
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	185 VIRGIES LOOP
City	MELBOURNE
State	AR
Zip	72556-8064
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW/4
Legal Range	10
Legal Township	16
Legal Section	04
Legal Subdivision	RURAL SECTIONS
Jurisdiction	IZARD AR
Township / Civil Division	CLAIBORNE
Census Block Group	2
Census Block	2011
Census Tract	960400

Owner

Source: Izard County records · APN 001-07071-005

Assessment roll updated October 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 VIRGIES LOOP, MELBOURNE, AR 72556-8064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 06, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	185 VIRGIES LOOP, MELBOURNE, AR 72556-8064
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 VIRGIES LOOP, MELBOURNE, AR 72556-8064

Mortgage

Document Number	02026/3480
Date	Mar 05, 2026
Book Page	2026/3480

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	101 S 5TH ST STE 200, COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Aug 28, 2023
Property Address	185 VIRGIES LOOP, MELBOURNE, AR 72556-8064
Document Number	2023/12074
Book / Page	2023 / 12074
Map Reference	MB G PG 79
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	HOMETOWN TITLE INC, HOMETOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 MOUNT NEBO RD, MOUNT VERNON, AR 72111-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 VIRGIES LOOP, MELBOURNE, AR 72556-8064

Mortgage

Document Number	0202312077
Date	Aug 28, 2023
Instrument	2023/12077

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	May 06, 2021
Property Address	185 VIRGIES LOOP, MELBOURNE, AR 72556-8064
Document Number	02021/6262
Book / Page	2021 / 6262
Map Reference	MB G PG 79
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Tax	$254.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 WALNUT RIDGE ROAD, MEMPHIS, TX 78112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 SYCAMORE GROVE LN, MEMPHIS, TN 38120-2242

Tax Assessment & Valuation

Source: Izard County records · Assessment roll updated October 21, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Calico Rock School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (-32.64%) Homeowner's exemption	$34,620 (-) Land $6,060 Building $28,560
2023	$1,731.00	$34,620 Land $6,060 Building $28,560	$173,100 Land $30,300 Building $142,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050659604002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 67% of Arkansas
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
North Arkansas Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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