81 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 81 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,726 sqft · built 1959
Lot Size	0.478 acres (20,809 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Sep 2017)
Tax Bill	$10,766 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04014-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-04014-0000-00002`
Alternative APN	`1800049000000031`

Interior

Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	20,809 sqft (0.478 acres)
Lot Dimensions	136 ft deep x 153 ft wide

Location & Zoning

Old Parcel Number	1800049000000031
Street Address	81 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L32
Legal Subdivision	LAKE MOHAWK SEC 17
Legal Block	4014
Legal Lot Number	2
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 SUMMIT TRL, SPARTA, NJ 07871-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Sep 22, 2017	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Jul 18, 1996 · Amount on Record
Deed Document Number	201710200750
Deed Book / Page	3446 / 391
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	81 SUMMIT TRL, SPARTA, NJ 07871-1428
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SUMMIT TRL, SPARTA, NJ 07871-1428

Mortgage

Document Number	0101910028
Date	Aug 24, 2022
Book Page	10191/28
Instrument	20220824010247640

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 22, 2017
Property Address	81 SUMMIT TRL, SPARTA, NJ 07871-1428
Document Number	0034460391
Book / Page	003446 / 000391
Instrument Date	Aug 8, 2017
Instrument	200750
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SUMMIT TRL SPARTA NJ 078711428, SPARTA, NJ 07871-1428

Mortgage

Document Number	96330213
Date	Sep 22, 2017
Book Page	009633/000213
Instrument	200760

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,500 (-) Land $140,200 Building $153,300	$293,500 (-) Land $140,200 Building $153,300
2025	$10,766.00 (+2.21%)	$293,500 (-) Land $140,200 Building $153,300	$293,500 (-) Land $140,200 Building $153,300
2024	$10,533.00 (+5.5%)
2023		$293,500 Land $140,200 Building $153,300	$293,500 Land $140,200 Building $153,300
2022	$9,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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