64 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 64 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,112 sqft · built 1953
Lot Size	0.361 acres (15,738 sqft)
Owner	2 Individual Names on File
Last Sale	$309,900 (Jul 2008)
Tax Bill	$9,364 (2025)
Deeds & Mortgages	Nov 2020 Reverse Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04015-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`18-04015-0000-00031`
Alternative APN	`1800050000000045`

Interior

Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	15,738 sqft (0.361 acres)
Lot Dimensions	129 ft deep x 122 ft wide

Location & Zoning

Old Parcel Number	1800050000000045
Street Address	64 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L46
Legal Subdivision	LAKE MOHAWK SEC 17
Legal Block	4015
Legal Lot Number	31
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3006
Census Tract	373100

Owner

64 Summit Trl is owned and occupied by two individuals who bought it in July 2008.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 SUMMIT TRL, SPARTA, NJ 07871-1423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2008 · Amount on File
Deed Sale	Jul 23, 2008 · Amount on File
Prior Sale	Jul 27, 2000 · Amount on File
Deed Document Number	200810186780
Deed Book / Page	3207 / 277
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	64 SUMMIT TRL, SPARTA, NJ 07871-1423
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SUMMIT TRL, SPARTA, NJ 07871-1423

Mortgage

Document Number	0098710140
Date	Nov 9, 2020
Book Page	9871/140
Instrument	20201109010237930

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	814 Months
Due	Sep 18, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	64 SUMMIT TRL, SPARTA, NJ 07871-1423
Document Number	0098710154
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	64 SUMMIT TRL SPARTA NJ 078711423, SPARTA, NJ 07871-1423

Mortgage

Document Number	0098710154
Date	Nov 9, 2020
Book Page	009871/000154
Instrument	237940

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Nov 8, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.4%

Tax Assessment & Valuation

The 2025 property tax bill for 64 Summit Trl was $9,364, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,300 (-) Land $140,600 Building $114,700	$255,300 (-) Land $140,600 Building $114,700
2025	$9,364.00 (+2.2%)	$255,300 Land $140,600 Building $114,700	$255,300 Land $140,600 Building $114,700
2024	$9,162.00
2023		$255,300 Land $140,600 Building $114,700	$255,300 Land $140,600 Building $114,700
2022	$8,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Summit Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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