75 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 75 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,514 sqft · built 1955
Lot Size	0.309 acres (13,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Mar 2016)
Tax Bill	$10,843 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04014-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-04014-0000-00004`
Alternative APN	`1800049000000034`

Interior

Stories	2 Stories
Building Area	1,514 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bi-Level
Lot Area	13,464 sqft (0.309 acres)
Lot Dimensions	136 ft deep x 99 ft wide

Location & Zoning

Old Parcel Number	1800049000000034
Street Address	75 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 17
Legal Block	4014
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 SUMMIT TRL, SPARTA, NJ 07871-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Jan 8, 2007 · Amount on Record
Deed Document Number	201610036310
Deed Book / Page	3385 / 89
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	75 SUMMIT TRL, SPARTA, NJ 07871-1428
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 SUMMIT TRL, SPARTA, NJ 07871-1428

Mortgage

Document Number	0104040137
Date	Sep 9, 2025
Book Page	10404/137
Instrument	2025016286

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 8, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	75 SUMMIT TRL, SPARTA, NJ 07871-1428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOHO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098410908
Date	Aug 21, 2020
Book Page	9841/908
Instrument	20200821010168430

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,600 (-) Land $132,600 Building $163,000	$295,600 (-) Land $132,600 Building $163,000
2025	$10,843.00 (+2.21%)	$295,600 (-) Land $132,600 Building $163,000	$295,600 (-) Land $132,600 Building $163,000
2024	$10,609.00 (+5.5%)
2023		$295,600 Land $132,600 Building $163,000	$295,600 Land $132,600 Building $163,000
2022	$10,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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