65 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 65 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,708 sqft · built 1952
Lot Size	0.406 acres (17,668 sqft)
Owner	Company on Record
Last Sale	$540,875 (Jul 2022)
Tax Bill	$11,562 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Jul 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04014-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-04014-0000-00006`
Alternative APN	`1800049000000002`

Interior

Stories	1 Story
Building Area	2,708 sqft Living Area
1st Floor Area	2,708 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Lot Area	17,668 sqft (0.406 acres)
Lot Dimensions	146 ft deep x 121 ft wide

Location & Zoning

Old Parcel Number	1800049000000002
Street Address	65 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L3
Legal Subdivision	LAKE MOHAWK SEC 17
Legal Block	4014
Legal Lot Number	6
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	373100

Owner

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	191 WOODPOSTATE ROUTE RD, 207, SPARTA, NJ 07871
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Construction Mortgage BPL MORTGAGE TRUST LLC
Jul 6, 2022	Deed, Construction Loan · Construction Mortgage COMMERCIAL LENDER LLC
May 22, 2018	Deed of Trust, Mortgage · Line of Credit LAKELAND BK
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	202210209330
Deed Book / Page	3641 / 931
Prior Transfer Date	May 22, 2013
Prior Transfer Doc	0033130401
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	65 SUMMIT TRL, SPARTA, NJ 07871-1424
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WOODPORT RD 207, 207, SPARTA, NJ 07871-2645

Mortgage

Document Number	0102140328
Date	Nov 15, 2022
Book Page	10214/328
Instrument	20221115010304970

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 6, 2022
Property Address	65 SUMMIT TRL, SPARTA, NJ 07871-1424
Document Number	0036410931
Book / Page	3641 / 931
Instrument Date	Jun 23, 2022
Instrument	20220706010209330
Transaction Type	Construction Loan
Record Updated	Jul 29, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,893.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 CONESTOGA TRL, 96, SPARTA, NJ 07871-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WOODPORT RD STE 207, 207, SPARTA, NJ 07871-2645

Mortgage

Document Number	20220706010209340
Date	Jul 6, 2022
Instrument	20220706010209340

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2023

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	65 SUMMIT TRL, SPARTA, NJ 07871-1424
Document Number	0096100068
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 SUMMIT TRL SPARTA NJ 078711424, SPARTA, NJ 07871-1424

Mortgage

Document Number	0096100068
Date	Jun 7, 2018
Book Page	009610/000068
Instrument	117200

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 28, 2017
Property Address	65 SUMMIT TRL, SPARTA, NJ 07871-1424
Document Number	0034370253
Book / Page	003437 / 000253
Instrument Date	Jul 10, 2017
Instrument	151190
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 SUMMIT TRL SPARTA NJ 078711424, SPARTA, NJ 07871-1424

Mortgage

Document Number	95150073
Date	Jul 28, 2017
Book Page	009515/000073
Instrument	151200

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,200 (-) Land $140,600 Building $174,600	$315,200 (-) Land $140,600 Building $174,600
2025	$11,562.00 (+2.2%)	$315,200 (-) Land $140,600 Building $174,600	$315,200 (-) Land $140,600 Building $174,600
2024	$11,313.00 (+5.5%)
2023		$315,200 Land $140,600 Building $174,600	$315,200 Land $140,600 Building $174,600
2022	$10,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Summit Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures