81 Garden St, New Britain, CT 06052 Property Records

New Britain City property record for 81 Garden St, New Britain, CT 06052

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,533 sqft · built 1905
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Nov 2020)
Tax Bill$4,876 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNNBRI M:E6A B:60

Property Details

APN / Parcel Number

Primary APNNBRI M:E6A B:60
Alternative APN
  • 40500081

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,533 sqft Living Area
Gross Area2,950 sqft
1st Floor Area680 sqft
AtticAttic
Attic Area656 sqft
Basement Area656 sqft
Unfinished Basement656 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelCoal

Location & Zoning

Account Number40500081
Street Address81 GARDEN ST
CityNEW BRITAIN
StateCT
Zip06052-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT
Legal Block60
JurisdictionNEW BRITAIN CT
Township / Civil DivisionNEW BRITAIN
Census Block Group2
Census Block2012
Census Tract415800

Owner

81 Garden St is owned and occupied by an individual who bought it in November 2020.

Source: New Britain City records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address81 GARDEN ST, NEW BRITAIN, CT 06052-1240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Line of Credit
LIBERTY BANK
Nov 23, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
LIBERTY BANK
Aug 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
DADE REALTY CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2020 · Amount on File
Deed SaleNov 23, 2020 · Amount on File
Prior SaleFeb 24, 2012 · Amount on File
Deed Document Number20206500300003
Deed Book / Page2068 / 129
Transfer Doc1887-452
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW BRITAIN CT
Property Address81 GARDEN ST, NEW BRITAIN, CT 06052-1240
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002223-294
DateSep 4, 2025
Book Page2223/294
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2055

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW BRITAIN CT
Recording DateNov 23, 2020
Property Address81 GARDEN ST, NEW BRITAIN, CT 06052-1240
Document Number2068-129
Book / Page2068 / 129
Instrument DateNov 11, 2020
Instrument6500300003
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 GARDEN ST, NEW BRITAIN, CT 06052-1240

Mortgage

Document Number6500310015
DateNov 23, 2020
Instrument6500310015
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW BRITAIN CT
Property Address81 GARDEN ST, NEW BRITAIN, CT 06052-1240
Document Number1999-432
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 GARDEN ST NEW BRITAIN CT 060521240, NEW BRITAIN, CT 06052-1240

Mortgage

Document Number1999-432
DateAug 6, 2018
Book Page001999/000432
Instrument88110007
Lender
NameDADE REALTY CO LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81 Garden St was $4,876.

Source: New Britain City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNew Britain City
Unified School DistrictNew Britain School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,876.00$124,460 Land $42,910 Building $81,550$87,122 Land $30,037 Building $57,085
2024$4,876.00 (+2.35%)
2023$4,764.00 (+22.44%)$124,460 (+58.33%) Land $42,910 Building $81,550
2022$3,891.00$78,610 Land $19,740 Building $58,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW BRITAIN WATER DEPARTMENT
serves 73,534 people · EPA ID CT0890011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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