81 E Urban St, Upland, IN 46989 Property Records

Grant County property record for 81 E Urban St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1950
Lot Size	0.461 acres (20,096 sqft)
Owner	Individual Name on Record
Last Sale	$173,400 (Dec 2021)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	May 2022 Refinance Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-01012-20`

Property Details

APN / Parcel Number

Primary APN	`019-01012-20`
Alternative APNs	`27-09-03-102-009.000-013` `0903-102-009.000-19` `00001131028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
1st Floor Area	2,192 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1989
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	20,096 sqft (0.461 acres)
Lot Dimensions	128 ft deep x 157 ft wide
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001131028
Street Address	81 E URBAN ST
City	UPLAND
State	IN
Zip	46989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-01-83 LOT 6 & 25' ST VAC BUGHERS 3RD ADD. MP 0903-102-009.000
Legal Subdivision	BUGHERS THIRD ADDITION
Legal Lot Number	6,25
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 E URBAN ST, UPLAND, IN 46989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AFENA FEDERAL CREDIT UNION
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance MEMBER FIRST MORTGAGE
Jul 10, 2013	Special Warranty Deed, Transfer
Jul 1, 2013	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	202111273
Transfer Doc	2021011273
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	81 E URBAN ST, UPLAND, IN 46989
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004592
Date	May 31, 2022
Instrument	2022-004592

Lender

Name	AFENA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Dec 15, 2021
Property Address	81 E URBAN ST, UPLAND, IN 46989
Document Number	2021011273
Instrument Date	Dec 9, 2021
Instrument	2021-011273
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 E URBAN ST, UPLAND, IN 46989

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Nov 8, 2019
Property Address	81 E URBAN ST, UPLAND, IN 46989
Document Number	2019008430
Instrument Date	Oct 28, 2019
Instrument	2019-008430
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 E URBAN ST, UPLAND, IN 46989

Mortgage

Document Number	2019008431
Date	Nov 8, 2019
Instrument	2019-008431

Lender

Name	MEMBER FIRST MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jul 10, 2013
Property Address	81 E URBAN ST, UPLAND, IN 46989
Document Number	2013005572
Instrument Date	Jun 24, 2013
Instrument	2013-005572
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 W CHAPEL PIKE, MARION, IN 46952-1850

July 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jul 1, 2013
Property Address	81 E URBAN ST, UPLAND, IN 46989
Document Number	2013005339
Instrument Date	Jun 21, 2013
Instrument	2013-005339
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6133 S 150 E, JONESBORO, IN 46938-9614
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+17.01%) Homeowner's exemption	$200,200 (+21.85%) Land $25,900 Building $174,300	$200,200 (+21.85%) Land $25,900 Building $174,300
2024	$1,405.00 (-9.7%)
2023	$1,556.00 (-7.77%)	$164,300 (+30.29%) Land $25,900 Building $138,400	$164,300 (+30.29%) Land $25,900 Building $138,400
2022	$1,687.00	$126,100 Land $19,300 Building $106,800	$126,100 Land $19,300 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Eastern Indiana WiFi, Spectrum, T-Mobile.

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