121 E Urban St, Upland, IN 46989 Property Records

Grant County property record for 121 E Urban St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,288 sqft · built 1983
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2014)
Tax Bill	$2,971 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-01012-50`

Property Details

APN / Parcel Number

Primary APN	`019-01012-50`
Alternative APNs	`27-09-03-102-010.000-013` `0903-102-010.000-19` `00001128826`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,288 sqft Living Area
1st Floor Area	1,860 sqft
Attic	Attic
Attic Area	2,856 sqft
Basement Area	1,620 sqft
Finished Basement	1,620 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	86,249 sqft (1.98 acres)
Lot Dimensions	128 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001128826
Street Address	121 E URBAN ST
City	UPLAND
State	IN
Zip	46989-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BUGHERS 3RD ADD & 25' ST VAC & PT N NE SEC 3 1.45A MP 0903-102-010.000
Legal Subdivision	BUGHERS 3RD ADD
Legal Lot Number	8
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 55, UPLAND, IN 46989-0055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING
Oct 9, 2008	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK
Jan 20, 2006	Deed of Trust, Mortgage · Line of Credit GMAC MORTGAGE CORP
Jan 29, 2014	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2014 · Amount on Record
Deed Sale	Jan 29, 2014 · Amount on Record
Prior Sale	Dec 5, 2000 · Amount on Record
Deed Document Number	2014610
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	121 E URBAN ST, UPLAND, IN 46989-1304
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017006042
Date	Aug 17, 2017
Instrument	2017-006042

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	121 E URBAN ST, UPLAND, IN 46989-1304
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021003167
Date	Apr 20, 2021
Instrument	2021-003167

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	121 E URBAN ST, UPLAND, IN 46989-1304
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008008304
Date	Oct 9, 2008
Instrument	2008-008304

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	UPLAND, IN 46989

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	121 E URBAN ST, UPLAND, IN 46989-1304
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006000453
Date	Jan 20, 2006
Instrument	2006-000453

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jan 29, 2014
Property Address	121 E URBAN ST, UPLAND, IN 46989-1304
Document Number	2014000610
Instrument Date	Jan 27, 2014
Instrument	2014-000610
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E URBAN ST # STY, STY, UPLAND, IN 46989-1304
Investor	Possibly a Property Investor

Mortgage

Document Number	2014000611
Date	Jan 29, 2014
Instrument	2014-000611

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,971.00 (+19.03%) Homeowner's exemption	$324,300 (+11.83%) Land $31,900 Building $292,400	$324,300 (+11.83%) Land $31,900 Building $292,400
2024	$2,496.00 (-1.27%)
2023	$2,528.00 (+2.02%)	$290,000 (+13.33%) Land $31,900 Building $258,100	$290,000 (+13.33%) Land $31,900 Building $258,100
2022	$2,478.00	$255,900 Land $25,800 Building $230,100	$255,900 Land $25,800 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Eastern Indiana WiFi, Spectrum, T-Mobile.

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