181 E Urban St, Upland, IN 46989 Property Records

Grant County property record for 181 E Urban St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1965
Lot Size	0.391 acres (17,028 sqft)
Owner	2 Individual Names on File
Tax Bill	$572 (2025)
Deeds & Mortgages	Nov 2006 Second Mortgage Nov 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-01014-10`

Property Details

APN / Parcel Number

Primary APN	`019-01014-10`
Alternative APNs	`27-09-03-102-011.000-013` `0903-102-011.000-19` `00001129211`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Other
Lot Area	17,028 sqft (0.391 acres)
Lot Dimensions	129 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001129211
Street Address	181 E URBAN ST
City	UPLAND
State	IN
Zip	46989-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-01-100 LOT 10 BUGHERS 5TH ADD. MP 0903-102-011.000
Legal Subdivision	BUGHERS 5TH ADD
Legal Lot Number	10
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

181 E Urban St is owned and occupied by two individuals who acquired it in June 2022.

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 E URBAN ST, UPLAND, IN 46989-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FRANKLIN FINANCIAL CORP
Nov 22, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2017	Sheriff's Deed, Foreclosure
Mar 28, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022
Deed Sale	Jun 1, 2022
Prior Sale	Feb 27, 2017
Deed Document Number	20224670
Prior Transfer Date	May 25, 2022
Prior Transfer Doc	2022004670
Record Updated	Oct 29, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	181 E URBAN ST, UPLAND, IN 46989-1304
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006011480
Date	Nov 17, 2006
Instrument	2006-011480

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2021

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Nov 22, 2024
Property Address	181 E URBAN ST, UPLAND, IN 46989-1304
Document Number	2024008103
Instrument Date	Nov 17, 2024
Instrument	2024-008103
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Jun 1, 2022
Property Address	181 E URBAN ST, UPLAND, IN 46989-1304
Document Number	2022004670
Instrument Date	May 25, 2022
Instrument	2022-004670
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 263, UPLAND, IN 46989-0263

February 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GRANT IN
Recording Date	Feb 27, 2017
Property Address	181 E URBAN ST, UPLAND, IN 46989-1304
Document Number	2017001282
Instrument Date	Feb 27, 2017
Instrument	2017-001282
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10658 E 662 S, UPLAND, IN 46989-9432

March 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRANT IN
Recording Date	Mar 28, 2014
Property Address	181 E URBAN ST, UPLAND, IN 46989-1304
Document Number	2014002292
Instrument Date	Mar 28, 2014
Instrument	2014-002292
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 65250, SALT LAKE CITY, UT 84165-0250

Tax Assessment & Valuation

The 2025 property tax bill for 181 E Urban St was $572, up 9.6% from the year before.

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00 (+9.58%)	$36,000 Land $24,900 Building $11,100	$36,000 Land $24,900 Building $11,100
2024	$522.00 (-0.95%)
2023	$527.00 (-9.45%)	$36,000 (-) Land $24,900 Building $11,100	$36,000 (-) Land $24,900 Building $11,100
2022	$582.00	$36,000 Land $18,600 Building $17,400	$36,000 Land $18,600 Building $17,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 E Urban St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 E Urban St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Eastern Indiana WiFi, Spectrum, T-Mobile.

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