138 E Urban St, Upland, IN 46989 Property Records

Grant County property record for 138 E Urban St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1929
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on File
Tax Bill	$2,198 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2013 Sale
Flood Zone	Zone X (minimal risk)
APN	`019-01012-30`

Property Details

APN / Parcel Number

Primary APN	`019-01012-30`
Alternative APNs	`27-09-03-102-022.000-013` `0903-102-022.000-19` `00001128940`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,456 sqft
Attic	Attic
Attic Area	896 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Other
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001128940
Street Address	138 E URBAN ST
City	UPLAND
State	IN
Zip	46989-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-01-84 E 1/2 LOT 7 BUGHERS 3RD ADD. MP 0903-102-022.000
Legal Subdivision	BUGHERS 3RD ADD
Legal Lot Number	7
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1022
Census Tract	10700

Owner

138 E Urban St is owned and occupied by an individual who acquired it in July 2013.

Source: Grant County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	138 E URBAN ST, UPLAND, IN 46989-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Jul 1, 2013	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2013
Deed Sale	Jul 1, 2013
Deed Document Number	20135338
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	138 E URBAN ST, UPLAND, IN 46989-1304
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003523
Date	May 16, 2023
Instrument	2023-003523

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 5, 2048

Interest

Rate Type	Adjustable Rate

July 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jul 1, 2013
Property Address	138 E URBAN ST, UPLAND, IN 46989-1304
Document Number	2013005338
Instrument Date	Jun 25, 2013
Instrument	2013-005338
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E URBAN ST, UPLAND, IN 46989-1304

Tax Assessment & Valuation

The 2025 property tax bill for 138 E Urban St was $2,198 with a homeowner's exemption, up 251.7% from the year before.

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+251.68%) Homeowner's exemption	$116,600 Land $11,600 Building $105,000	$116,600 Land $11,600 Building $105,000
2024	$625.00 (-6.44%)
2023	$668.00 (+24.39%)	$113,700 (+25.91%) Land $11,600 Building $102,100	$113,700 (+25.91%) Land $11,600 Building $102,100
2022	$537.00	$90,300 Land $8,700 Building $81,600	$90,300 Land $8,700 Building $81,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 E Urban St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 E Urban St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Eastern Indiana WiFi, Spectrum, T-Mobile.

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