8099 Howard Gap Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 8099 Howard Gap Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1930
Lot Size	4.27 acres (186,001 sqft)
Owner	Individual Name on File
Tax Bill	$422 (2025)
Flood Zone	Zone X (minimal risk)
APN	`9597244982`

Property Details

APN / Parcel Number

Primary APN	`9597244982`
Alternative APNs	`0200111` `200111`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	480 sqft Heated Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	186,001 sqft (4.27 acres)

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	200111
Street Address	8099 HOWARD GAP RD
City	FLAT ROCK
State	NC
Zip	28731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD GAP RD
Legal Block	24
Legal Lot Number	4982
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1025
Census Tract	930201

Owner

Source: Henderson County records · APN 9597244982

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26 S FOREST BEACH DR, 17, HILTON HEAD ISLAND, SC 29928-6208
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,500 (-2.39%) Land $72,700 Building $800
2025	$422.00	$75,300 (-) Land $72,700 Building $2,600
2023		$75,300 Land $72,700 Building $2,600	$73,500 Land $72,700 Building $800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Optimum Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.