Henderson County property record for 6126 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Residential |
|---|---|
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $299 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597075638 |
| Primary APN | 9597075638 |
|---|---|
| Alternative APNs |
|
| Lot Area | 28,314 sqft (0.65 acres) |
|---|
| Account Number | 9969461 |
|---|---|
| Street Address | 6126 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6630 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | 9969461~R2 |
| Legal Description | PACE PROPERTY LO4 PL1989-743 |
| Legal Block | 7 |
| Legal Lot Number | 5638 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930201 |
6126 Howard Gap Rd, a residential property, is owned by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6138 HOWARD GAP RD, FLAT ROCK, NC 28731-6630 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6126 Howard Gap Rd was $299.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,400 Land $32,500 Building $20,900 | ||
| 2025 | $299.00 | ||
| 2023 | $53,400 Land $32,500 Building $20,900 | $53,400 Land $32,500 Building $20,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6126 Howard Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6126 Howard Gap Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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