Henderson County property record for 6767 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,563 sqft · built 2007 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,653 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597265971 |
| Primary APN | 9597265971 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,563 sqft Heated Area |
| 1st Floor Area | 2,072 sqft |
| Upper Floors Area | 1,243 sqft |
| Attic | Attic |
| Attic Area | 248 sqft |
| Basement Area | 2,072 sqft |
| Unfinished Basement | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Mixed |
| Garage Area | 1,657 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 496 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9945737 |
|---|---|
| Street Address | 6767 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-4507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9945737~R2 |
| Legal Description | SR1470 ON HOWARD GAP LOOP RD |
| Legal Subdivision | JOHN A CANNON & MICHELLE K CAN |
| Legal Block | 26 |
| Legal Lot Number | 5971 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 264, DANA, NC 28724-0264 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 6767 HOWARD GAP RD, FLAT ROCK, NC 28731-4507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 6767 HOWARD GAP RD, FLAT ROCK, NC 28731-4507 |
| Document Number | 0044050434 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 4405/434 |
| Instrument | 1001045458 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,300 (-) Land $47,000 Building $604,300 | ||
| 2025 | $3,653.00 | ||
| 2023 | $651,300 Land $47,000 Building $604,300 | $651,300 Land $47,000 Building $604,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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