Henderson County property record for 7109 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 806 sqft · built 2022 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $847 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597276181 |
| Primary APN | 9597276181 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 806 sqft Heated Area |
| 1st Floor Area | 806 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 142,877 sqft (3.28 acres) |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9932772 |
|---|---|
| Street Address | 7109 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-1389 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 9932772~R2 |
| Legal Description | SR1470 OFF HOWARD GAP LOOP RD |
| Legal Block | 27 |
| Legal Lot Number | 6181 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 930201 |
7109 Howard Gap Rd, a mobile home, is owned by an individual.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 60 IVY BLUFF DR, FLAT ROCK, NC 28731-7717 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7109 Howard Gap Rd was $847.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,000 Land $62,800 Building $88,200 | ||
| 2025 | $847.00 | ||
| 2023 | $151,000 Land $62,800 Building $88,200 | $151,000 Land $62,800 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7109 Howard Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7109 Howard Gap Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures