705 State St, Algonac, MI 48001 Property Records

St. Clair County property record for 705 State St, Algonac, MI 48001 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Nov 2023)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`74-01-105-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0002-000`

Interior

Full Baths	1 Bath
Stories	1 Story

Exterior

Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	1,536 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	705 STATE ST
City	ALGONAC
State	MI
Zip	48001-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 11 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	11
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3007
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-105-0002-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 STATE ST, ALGONAC, MI 48001-1542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	202320017
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	003548/683
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 13, 2023
Property Address	705 STATE ST, ALGONAC, MI 48001-1542
Document Number	0005670122
Book / Page	5670 / 122
Map Reference	LB F PG 51
Instrument Date	Oct 27, 2023
Instrument	2023020017
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 STATE ST, ALGONAC, MI 48001-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 DYKE RD, CLAY, MI 48001-3013
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (-36.51%) Homeowner's exemption	$49,200 (+27.79%)
2024	$1,797.00 (+63.07%)		$98,400 (+27.79%)
2023		$38,500
2022	$1,102.00		$77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force 22 of 25 on primary residences
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.