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809 S Ridgeway St, Payson, AZ 85541 Property Records

Gila County property record for 809 S Ridgeway St, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1982
Square Footage2,475 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
GarageDetached, 576 sqft
OccupancyOwner Occupied
Last Sale$219,000 (2015)
Tax Bill$2,109.00 (2025)

Owner

Source: Gila County records · APN 304-42-043

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 S RIDGEWAY ST, PAYSON, AZ 85541-5759
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2015 · Amount on Record
Deed SaleMar 24, 2015 · Amount on Record
Deed Doc Number2015-002907
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address809 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Transaction TypeMortgage
Record UpdatedDec 08, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 S RIDGEWAY ST, PAYSON, AZ 85541-5759

Mortgage

Document Number0000009658
DateOct 31, 2025
Instrument2025-009658
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$42,684 (+5.41%) Land $6,545 Building $36,139$426,839 (+5.41%) Land $65,450 Building $361,389
2025$2,109.00 (+8.1%) Disabled Person's exemption
2024$40,493 Land $4,088 Building $36,405$404,928 Land $40,876 Building $364,052
2023$1,951.00 Disabled Person's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 60% of Arizona
Wildfire LikelihoodAbout 1 in 418 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-42-043
Alternative APNs
  • R034108
  • 034108

Interior

Building Area2,475 sqft Living Area
1st Floor1,238 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1982
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialAsbestos Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Patio Area312 sqft Patio
PorchPorch

Utilities and HVAC

Cooling SystemA/C Fan Cooling Cooling
Heating SystemForced Air Heating

Location & Zoning

Account NumberR034108
Street Address809 S RIDGEWAY ST
CityPAYSON
StateAZ
Zip85541-5759
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION: 11 TOWNSHIP: 10N RANGE: 10E LOT 43 OF RIDGEWAY ESTATES OF PLAT 464 AND AN UNDIVIDED 1/56 INTEREST IN TRACT AN1/2
Legal Range10E
Legal Township10N
Legal Section11
Legal SubdivisionRIDGEWAY ESTATES
Legal Lot Number43
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup1
Census Block1030
Census Tract500

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