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  5. S Ridgeway St

901 S Ridgeway St, Payson, AZ 85541 Property Records

Gila County property record for 901 S Ridgeway St, Payson, AZ 85541 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,240 sqft · built 1986
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Dec 2023)
Tax Bill$2,358 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN304-42-041

Property Details

APN / Parcel Number

Primary APN304-42-041
Alternative APNs
  • P003541
  • R034100
  • 034100

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,240 sqft Living Area
Gross Area3,842 sqft
1st Floor Area1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood
Construction TypeWood
Roof MaterialAsbestos
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces
Balcony Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberP003541
Street Address901 S RIDGEWAY ST
CityPAYSON
StateAZ
Zip85541-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 11 TOWNSHIP: 10N RANGE: 10E LOT 41 OF RIDGEWAY ESTATES OF PLAT 464 AND AN UNDIVIDED 1/56 INTEREST IN TRACT AN1/2 NW1/4 NW1/4 SEC 11 T10N R10E = 0.25 AC
Legal Range10E
Legal Township10N
Legal Section11
Legal SubdivisionRIDGEWAY EST
Legal TractA
Legal Lot Number41
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1030
Census Tract500

Owner

Source: Gila County records · APN 304-42-041

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Dec 01, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MERCHANTS FUNDING AZ LLC
May 22, 2020Deed of Trust, Mortgage · Line of Credit
WASHINGTON FED'L BK
Feb 25, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2023 · Amount on Record
Deed SaleDec 01, 2023 · Amount on Record
Deed Document Number202310325
Prior Transfer DateFeb 07, 2019
Prior Transfer Doc0000002075
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateMar 12, 2024
Property Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000002241
Map ReferenceMAP 464
Instrument DateMar 05, 2024
Instrument2024-002241
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4365 E PECOS RD # RD120, RD120, GILBERT, AZ 85295-7875

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759

Mortgage

Document Number0000002242
DateMar 12, 2024
Instrument2024-002242
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateDec 01, 2023
Property Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000010325
Map ReferenceMAP 464
Instrument DateNov 13, 2023
Instrument2023-010325
Transaction TypeTransfer
Record UpdatedFeb 01, 2024
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 E PECOS RD STE 120, 120, GILBERT, AZ 85295-8052

Mortgage

Document Number0000010326
DateDec 01, 2023
Instrument2023-010326
Lender
NameMERCHANTS FUNDING AZ LLC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term11 Months
DueNov 23, 2024

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000005784
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 S RIDGEWAY ST PAYSON AZ 855415759, PAYSON, AZ 85541-5759

Mortgage

Document Number0000005784
DateMay 28, 2020
Instrument5784
Lender
NameWASHINGTON FED'L BK
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateFeb 25, 2019
Property Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000002075
Map ReferenceMAP 464
Instrument DateFeb 07, 2019
Instrument2019-002075
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address901 S RIDGEWAY ST, PAYSON, AZ 85541-5759

Mortgage

Document Number0000002076
DateFeb 25, 2019
Instrument2019-002076
Lender
NameWASHINGTON FEDERAL NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$37,007 (+6.45%) Land $6,545 Building $30,462$370,065 (+6.45%) Land $65,450 Building $304,615
2025$2,358.00 (+7.72%)
2024$34,765 Land $4,088 Building $30,677$347,643 Land $40,876 Building $306,767
2023$2,189.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 60% of Arizona
Wildfire LikelihoodAbout 1 in 418 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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