Gila County property record for 808 S Ridgeway St, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,938 sqft · built 1984 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jul 2026) |
| Tax Bill | $1,225 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-42-028 |
| Primary APN | 304-42-028 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 646 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R034049 |
|---|---|
| Street Address | 808 S RIDGEWAY ST |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 11 TOWNSHIP: 10N RANGE: 10E LOT 28 OF RIDGEWAY ESTATES OF PLAT 464 AND AN UNDIVIDED 1/56 INTEREST IN TRACT AN1/2 NW1/4 NW1/4 SEC 11 T10N R10E = 0.23 AC |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWAY EST |
| Legal Tract | A |
| Legal Lot Number | 28 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 500 |
Source: Gila County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 808 S RIDGEWAY ST, PAYSON, AZ 85541-5760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Aug 30, 2021 | Intrafamily Transfer, Transfer · Line of Credit FARM CREDIT SERVICES SOUTHWEST FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Oct 14, 2014 · Amount on Record |
| Deed Document Number | 20266904 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0000012161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 21, 2026 |
| Property Address | 808 S RIDGEWAY ST, PAYSON, AZ 85541-5760 |
| Document Number | 0000006905 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20266905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Name | Verified Name |
|---|---|
| Address | 808 S RIDGEWAY ST, PAYSON, AZ 85541-5760 |
| Document Number | 0000006905, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20266905 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 21, 2026 |
| Property Address | 808 S RIDGEWAY ST, PAYSON, AZ 85541-5760 |
| Document Number | 0000006904 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20266904 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 S RIDGEWAY ST, PAYSON, AZ 85541-5760 |
| Document Number | 0000006905, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20266905 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Aug 30, 2021 |
| Property Address | 808 S RIDGEWAY ST, PAYSON, AZ 85541-5760 |
| Document Number | 0000012161 |
| Map Reference | MAP 464 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-012161 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 808 S RIDGE STWAY, PAYSON, AZ 85541 |
| Document Number | 0000012140 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-012140 |
| Name | FARM CREDIT SERVICES SOUTHWEST FLCA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,941 (+8.68%) Land $6,321 Building $21,620 | $279,407 (+8.68%) Land $63,206 Building $216,201 | |
| 2025 | $1,225.00 (-23.82%) Disabled Person's exemption | ||
| 2024 | $25,709 Land $3,904 Building $21,805 | $257,088 Land $39,041 Building $218,047 | |
| 2023 | $1,608.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 59% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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