807 S Ridgeway St, Payson, AZ 85541 Property Records

Gila County property record for 807 S Ridgeway St, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,471 sqft · built 1980
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Tax Bill$1,990 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN304-42-044

Property Details

APN / Parcel Number

Primary APN304-42-044
Alternative APNs
  • R034112
  • 034112

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,471 sqft Living Area
Gross Area2,071 sqft
1st Floor Area1,471 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsbestos
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck AreaDeck Area
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account NumberR034112
Street Address807 S RIDGEWAY ST
CityPAYSON
StateAZ
Zip85541-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 11 TOWNSHIP: 10N RANGE: 10E LOT 44 OF RIDGEWAY ESTATES OF PLAT 464 AND AN UNDIVIDED 1/56 INTEREST IN TRACT AN1/2 NW1/4 NW1/4 SEC 11 T10N R10E = 0.23 AC
Legal Range10E
Legal Township10N
Legal Section11
Legal SubdivisionRIDGEWAY EST
Legal TractA
Legal Lot Number44
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1030
Census Tract500

Owner

Source: Gila County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 25, 2021Intrafamily Transfer, Transfer · VA Mortgage
GOODLEAP LLC
Feb 5, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 17, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Nov 1, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jun 2, 2017Quit Claim Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2021
Deed SaleOct 25, 2021
Prior SaleDec 5, 2014 · Amount on Record
Deed Document Number202114607
Prior Transfer DateSep 2, 2021
Prior Transfer Doc0000014607
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Transaction TypeMortgage
Record UpdatedSep 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759

Mortgage

Document Number0000010350
DateAug 17, 2022
Instrument2022-010350
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateOct 25, 2021
Property Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000014607
Map ReferenceMAP 464
Instrument DateOct 19, 2021
Instrument2021-014607
Transaction TypeTransfer
Record UpdatedDec 9, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759

Mortgage

Document Number0000014608
DateOct 25, 2021
Instrument2021-014608
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyCLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001557
DateFeb 5, 2021
Instrument2021-001557
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000001039
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address807 S RIDGEWAY ST PAYSON AZ 855415759, PAYSON, AZ 85541-5759

Mortgage

Document Number0000001039
DateJan 30, 2020
Instrument1039
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000011766
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address807 S RIDGEWAY ST PAYSON AZ 855415759, PAYSON, AZ 85541-5759

Mortgage

Document Number0000011766
DateNov 14, 2018
Instrument11766
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateJun 2, 2017
Property Address807 S RIDGEWAY ST, PAYSON, AZ 85541-5759
Document Number0000005320
Instrument DateMay 18, 2017
Instrument5320
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address807 S RIDGEWAY ST PAYSON AZ 855415759, PAYSON, AZ 85541-5759

Mortgage

Document Number5321
DateJun 2, 2017
Instrument5321
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,262 (+8.9%) Land $6,321 Building $24,941$312,612 (+8.9%) Land $63,206 Building $249,406
2025$1,990.00 (+7.74%)
2024$28,706 Land $3,904 Building $24,802$287,056 Land $39,041 Building $248,015
2023$1,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 59% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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