800 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 800 5th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,703 sqft · built 1920
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (May 2023)
Tax Bill	$2,220 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`033 107`

Property Details

APN / Parcel Number

Primary APN	`033 107`
Alternative APN	`6278828`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	95 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	638 sqft
Porch	Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6278828
Old Parcel Number	033 107
Street Address	800 5TH ST
City	SPENCER
State	NC
Zip	28159-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE FAM-8
Legal Description	PT LTS 19,20 BLK 32 ELIZABETH B. HENDERSON & MARY E. VANDER
Legal Subdivision	ELIZABETH B. HENDERSON & MARY
Legal Block	32
Legal Lot Number	19-20
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3021
Census Tract	50700

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	800 5TH ST, SPENCER, NC 28159-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2022	Special Warranty Deed, Transfer
Nov 14, 2022	Special Warranty Deed, Foreclosure
Oct 3, 2022	Trustee's Deed, Foreclosure
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jun 20, 2019	Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Dec 29, 2022
Deed Document Number	0001423850
Deed Book / Page	1423 / 850
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 25, 2023
Property Address	800 5TH ST, SPENCER, NC 28159-1522
Document Number	0014230850
Book / Page	1423 / 850
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12937 PENNELL PINES RD, BOYNTON BEACH, FL 33436-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 5TH ST, SPENCER, NC 28159-1522

Mortgage

Document Number	0001423851
Date	May 25, 2023
Instrument	1423/851

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 29, 2022
Property Address	800 5TH ST, SPENCER, NC 28159-1522
Document Number	0014150930
Book / Page	1415 / 930
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12937 PENNELL PINES RD, BOYNTON BEACH, FL 33436-6107

November 2022: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 14, 2022
Property Address	800 5TH ST, SPENCER, NC 28159-1522
Document Number	0014130620
Book / Page	1413 / 620
Instrument Date	Nov 10, 2022
Transaction Type	Foreclosure
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 SEMMES AVE, 1001, RICHMOND, VA 23224-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042
Mail Care Of	DEPARTMENT OF VETERANS AFFAIRS LOAN GUAR

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 3, 2022
Property Address	800 5TH ST, SPENCER, NC 28159-1522
Document Number	0014110100
Book / Page	1411 / 100
Instrument Date	Sep 30, 2022
Transaction Type	Foreclosure
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Tax	$283.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 SEMMES AVE, RICHMOND, VA 23224-2245
Investor	Possibly a Property Investor

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	800 5TH ST, SPENCER, NC 28159-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012840109
Date	Jan 30, 2017
Book Page	1284/0109

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 20, 2019
Property Address	800 5TH ST, SPENCER, NC 28159-1522
Document Number	0013290659
Book / Page	1329 / 0659
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 YESTER OAKS WAY E # EC, 101, GREENSBORO, NC 27455-3162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 5TH ST, SPENCER, NC 28159-1522

Mortgage

Document Number	0013290660
Date	Jun 20, 2019
Book Page	1329/0660

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,220.00	$196,511 Land $25,200 Building $171,311	$196,511 Land $25,200 Building $171,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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