806 Bald Point Rd, Panacea, FL 32346 Property Records

Franklin County property record for 806 Bald Point Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1990
Lot Size	0.612 acres (26,660 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Nov 2021)
Tax Bill	$6,118 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`28-06S-01W-1020-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`28-06S-01W-1020-0000-0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,569 sqft Heated Area
Gross Area	2,105 sqft
Upper Floors Area	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,660 sqft (0.612 acres)
Lot Dimensions	267 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	216 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	806 BALD POINT RD
City	PANACEA
State	FL
Zip	32346-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 BALD POINT OR 180/134 OR 182/560 OR 290/284 417/185 891/131 1319/23
Legal Range	01W
Legal Township	06S
Legal Section	28
Legal Subdivision	BALD POINT PROPERTIES
Legal Lot Number	52
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

806 Bald Point Rd is owned by an individual who bought it in November 2021.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	520 JUNIPER LAKE RD, BOX SPRINGS, GA 31801-8611
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Mar 10, 2006
Deed Document Number	202119007025
Deed Book / Page	1319 / 23
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Nov 12, 2021
Property Address	806 BALD POINT RD, PANACEA, FL 32346-5180
Document Number	0019007025
Book / Page	1319 / 23
Map Reference	MB 2 PG 1
Instrument Date	Oct 28, 2021
Instrument	202119007025
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11020 SW 57TH ST, 11020, DAVIE, FL 33328-6320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 JUNIPER LAKE RD, BOX SPRINGS, GA 31801-8611

Mortgage

Document Number	0000000025
Date	Nov 12, 2021
Instrument	1319/25

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 806 Bald Point Rd was $6,118, up 3.8% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00 (+3.77%)	$650,565 (+2.55%) Land $295,000 Building $355,565	$650,565 (+2.55%) Land $295,000 Building $355,565
2024	$5,896.00 (+7.65%)	$634,369 (+14.86%) Land $295,000 Building $339,369	$634,369 (+14.86%) Land $295,000 Building $339,369
2023	$5,477.00 (+3.15%)	$552,293 (+5.94%) Land $295,000 Building $257,293	$552,293 (+5.94%) Land $295,000 Building $257,293
2022	$5,310.00	$521,317 Land $280,000 Building $241,317	$521,317 Land $280,000 Building $241,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 806 Bald Point Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P27A “Ochlockonee”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1990) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 Bald Point Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Fidium Fiber DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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