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685 Bald Point Rd, Panacea, FL 32346 Property Records

Franklin County property record for 685 Bald Point Rd, Panacea, FL 32346

Property Summary

Property TypeVacant Land
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on Record
Last Sale$65,100 (Mar 2023)
Tax Bill$565 (2025)
Deeds & MortgagesMar 2023 Sale
Jul 2018 Sale
Flood ZoneZone AE (high risk)
APN28-06S-01W-1051-0010-0790

Property Details

APN / Parcel Number

Primary APN28-06S-01W-1051-0010-0790
Alternative APN
  • 01W06S28105100100790

Exterior

Lot Area8,059 sqft (0.185 acres)
Lot Dimensions108 ft deep x 75 ft wide

Location & Zoning

Street Address685 BALD POINT RD
CityPANACEA
StateFL
Zip32346-5185
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionUNIT 1 BL 10 LOT 79 OR 153/466 SOUTHERN DUNES 1174/227 1223/377 1275/505 1360/63
Legal Range01W
Legal Township06S
Legal Section28
Legal SubdivisionSOUTHERN DUNES
Legal Block10
Legal Lot Number79
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2012
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address142 SAMMONS RD, MONTICELLO, FL 32344-4394
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Warranty Deed, Transfer
WAKULLA TITLE COMPANY INC
Jul 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Prior SaleSep 8, 2020 · Amount on Record
Deed Document Number20231514
Deed Book / Page1360 / 63
Prior Transfer DateAug 2, 2016
Prior Transfer Doc0019003774
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 30, 2023
Property Address685 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185
Document Number0019001514
Book / Page1360 / 63
Map ReferenceMB 2 PG 22A
Instrument DateMar 27, 2023
Instrument202319001514
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$455.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 SAINT ANDREWS DR, JEKYLL ISLAND, GA 31527-0901

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 SAMMONS RD, MONTICELLO, FL 32344-4394

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 16, 2018
Property Address685 BALD POINT RD, PANACEA, FL 32346-5185
Document Number0019003496
Book / Page001223 / 000377
Instrument DateJul 12, 2018
Instrument19003496
Transaction TypeTransfer
Record UpdatedAug 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2101 EASTGATE WAY TALLAHASSEE FL 323083815, TALLAHASSEE, FL 32308-3815

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$565.00 (-1.22%)$60,000 (-) Land $60,000$60,000 (-) Land $60,000
2024$572.00 (+89.4%)$60,000 (+1%) Land $60,000$60,000 (+1%) Land $60,000
2023$302.00 (-2.58%)$30,000 (-) Land $30,000$30,000 (-) Land $30,000
2022$310.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Fidium Fiber
DSL · Fiber in parts of the area		50 / 10

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