Franklin County property record for 774 Bald Point Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1985 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Dec 2020) |
| Tax Bill | $5,501 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Feb 2018 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 28-06S-01W-1020-0000-0440 |
| Primary APN | 28-06S-01W-1020-0000-0440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Lot Dimensions | 222 ft deep x 100 ft wide |
| View / Lot | Gulf |
| Porch | Unfinished Open Porch |
| Porch Area | 978 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 774 BALD POINT RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 BALD POINT OR 180/134 182/134 182/300 184/9 317/02 423/215 1108/769 1168/128 1212/94 1283/641 1293/335 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | BALD POINT ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
774 Bald Point Rd is owned and occupied by two individuals who acquired it in February 2021.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 774 BALD POINT RD, PANACEA, FL 32346-5162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 19, 2018 | Warranty Deed, Transfer WAKULLA TITLE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Feb 19, 2018 · Amount on File |
| Deed Document Number | 20205804 |
| Deed Book / Page | 1283 / 641 |
| Last Transfer Date | Feb 25, 2021 |
| Transfer Doc | 0019001446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 774 BALD POINT RD, ALLIGATOR POINT, FL 32346-5162 |
| Document Number | 0019001446 |
| Book / Page | 1293 / 335 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 202119001446 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 774 BALD POINT RD, ALLIGATOR POINT, FL 32346-5162 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 19, 2018 |
| Property Address | 774 BALD POINT RD, PANACEA, FL 32346-5162 |
| Document Number | 0019000779 |
| Book / Page | 001212 / 000094 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 19000779 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 247 SCRIPPS RANCH RD POINCIANA FL 347593309, POINCIANA, FL 34759-3309 |
The 2025 property tax bill for 774 Bald Point Rd was $5,501, up 0.5% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,501.00 (+0.55%) | $583,927 (-0.31%) Land $295,000 Building $288,927 | $583,927 (-0.31%) Land $295,000 Building $288,927 |
| 2024 | $5,471.00 (+7.36%) | $585,758 (+14.14%) Land $295,000 Building $290,758 | $585,758 (+14.14%) Land $295,000 Building $290,758 |
| 2023 | $5,096.00 (+3.45%) | $513,210 (+6.27%) Land $295,000 Building $218,210 | $513,210 (+6.27%) Land $295,000 Building $218,210 |
| 2022 | $4,926.00 | $482,937 Land $280,000 Building $202,937 | $482,937 Land $280,000 Building $202,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 774 Bald Point Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P27A “Ochlockonee” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1985) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 774 Bald Point Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Fidium Fiber DSL | 10 / 1 |
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