Franklin County property record for 782 Bald Point Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,976 sqft · built 2001 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,883 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2022 Transfer + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 28-06S-01W-1020-0000-0460 |
| Primary APN | 28-06S-01W-1020-0000-0460 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 1,976 sqft |
| Utility Area | 210 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 221 ft deep x 100 ft wide |
| View / Lot | Gulf |
| Porch | Finished Screened Porch |
| Porch Area | 840 sqft |
| Deck Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 782 BALD POINT RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 BALD POINT SUBD 186/326 OR 292/255 650/327 1308/253 PROBATE CASE NO:2021-CP-000014 1327/18 1327/20 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | BALD POINT SUBD |
| Legal Lot Number | 46 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
782 Bald Point Rd is held in a trust since October 2025.
Source: Franklin County records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2998 COTTON CROSS DR, GERMANTOWN, TN 38138-8116 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 18, 2022 | Intrafamily Transfer, Transfer |
| Feb 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 0000002958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 782 BALD POINT RD, PANACEA, FL 32346-5162 |
| Document Number | 0000002958 |
| Book / Page | 1448 / 217 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 20262958 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2998 COTTON CROSS DR, GERMANTOWN, TN 38138-8116 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 782 BALD POINT RD, ALLIGATOR POINT, FL 32346-5162 |
| Document Number | 0019001002 |
| Book / Page | 1327 / 18 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 202219001002 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 BALBOA CIR, OAK RIDGE, TN 37830-7821 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 782 BALD POINT RD, ALLIGATOR POINT, FL 32346-5162 |
| Document Number | 0019001003 |
| Book / Page | 1327 / 20 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 202219001003 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 100 BALBOA CIR, OAK RIDGE, TN 37830-7821 |
The 2025 property tax bill for 782 Bald Point Rd was $5,883, up 14.5% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,883.00 (+14.54%) | $665,276 (+23.62%) Land $295,000 Building $370,276 | $665,276 (+23.62%) Land $295,000 Building $370,276 |
| 2024 | $5,136.00 (+5.51%) | $538,149 (+9.89%) Land $295,000 Building $243,149 | $538,149 (+9.89%) Land $295,000 Building $243,149 |
| 2023 | $4,868.00 (+12.04%) | $489,735 (+15.27%) Land $295,000 Building $194,735 | $489,735 (+15.27%) Land $295,000 Building $194,735 |
| 2022 | $4,345.00 | $424,871 Land $280,000 Building $144,871 | $424,871 Land $280,000 Building $144,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 782 Bald Point Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P27A “Ochlockonee” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 782 Bald Point Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Fidium Fiber DSL | 10 / 1 |
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